404 Financial Statement Analysis jobs in Kenya
Senior Risk Assessment Analyst
80102 Nairobi, Nairobi
KES180000 Annually
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Posted 2 days ago
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Job Description
Our client, a leading financial services provider, is seeking a highly skilled and analytical Senior Risk Assessment Analyst to join their dynamic team in Mombasa, Mombasa, KE . This is a hybrid role, offering a blend of in-office collaboration and remote flexibility.
The successful candidate will be responsible for identifying, assessing, and mitigating various financial and operational risks within the organization. This includes conducting thorough risk assessments, developing risk management strategies, and implementing control measures to safeguard company assets and reputation. You will work closely with cross-functional teams, including underwriting, claims, and actuarial departments, to ensure comprehensive risk coverage.
Key responsibilities will involve:
Qualifications and Experience:
The successful candidate will be responsible for identifying, assessing, and mitigating various financial and operational risks within the organization. This includes conducting thorough risk assessments, developing risk management strategies, and implementing control measures to safeguard company assets and reputation. You will work closely with cross-functional teams, including underwriting, claims, and actuarial departments, to ensure comprehensive risk coverage.
Key responsibilities will involve:
- Developing and maintaining risk assessment frameworks and methodologies.
- Analyzing large datasets to identify trends, patterns, and potential risk exposures.
- Preparing detailed reports on risk findings and recommendations for senior management.
- Designing and implementing risk mitigation plans and monitoring their effectiveness.
- Staying abreast of regulatory changes and industry best practices in risk management.
- Collaborating with internal audit to ensure compliance with internal policies and external regulations.
- Providing training and guidance to other departments on risk management principles.
- Developing and managing key risk indicators (KRIs) and dashboards.
- Conducting scenario analysis and stress testing to evaluate the impact of potential adverse events.
- Contributing to the continuous improvement of risk management processes and tools.
Qualifications and Experience:
- Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field. A Master's degree is a plus.
- Minimum of 5 years of experience in risk management, preferably within the insurance industry.
- Strong understanding of insurance products, underwriting, and claims processes.
- Proficiency in statistical analysis and data modeling techniques.
- Experience with risk management software and tools (e.g., SAS, R, Python).
- Excellent analytical, problem-solving, and decision-making skills.
- Strong communication and interpersonal skills, with the ability to present complex information clearly and concisely.
- Ability to work independently and collaboratively in a team environment.
- Detail-oriented with a high degree of accuracy.
- Proven ability to manage multiple projects and meet deadlines.
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0
Senior Risk Assessment Specialist
60101 Meru , Eastern
KES120000 Annually
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Posted 2 days ago
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Job Description
Our client is seeking a highly motivated and experienced Senior Risk Assessment Specialist to join their dynamic team. This is a fully remote, permanent position, offering flexibility and the opportunity to work from anywhere. The ideal candidate will possess a deep understanding of insurance risk principles, regulatory compliance, and data analysis techniques. You will be responsible for identifying, assessing, and mitigating potential risks across various insurance product lines. This includes conducting thorough analyses of market trends, economic factors, and operational processes that could impact profitability and solvency. You will develop and implement risk management strategies, policies, and procedures in alignment with company objectives and industry best practices. Collaboration with underwriting, claims, and actuarial departments will be crucial to ensure a holistic approach to risk management. This role demands a proactive individual with excellent analytical, problem-solving, and communication skills. You will be expected to prepare detailed reports and present findings to senior management, providing clear recommendations for risk mitigation. The ability to work independently and manage multiple projects simultaneously in a remote setting is essential. Experience with risk modeling software and a strong command of relevant insurance regulations are highly desirable. We are looking for a strategic thinker who can anticipate future risks and develop innovative solutions to safeguard the company's assets and reputation. The successful candidate will contribute significantly to maintaining the financial health and long-term sustainability of the organization through robust risk management frameworks.
Responsibilities:
Responsibilities:
- Conduct comprehensive risk assessments for new and existing insurance products.
- Develop and implement risk mitigation strategies and action plans.
- Monitor and analyze market trends, regulatory changes, and economic conditions affecting risk exposure.
- Collaborate with cross-functional teams to integrate risk management into business processes.
- Prepare detailed risk reports and present findings and recommendations to management.
- Ensure compliance with all relevant insurance regulations and internal policies.
- Maintain and enhance risk management systems and tools.
- Provide guidance and training to staff on risk management best practices.
- Evaluate the effectiveness of implemented risk controls and adjust strategies as needed.
- Stay abreast of emerging risks and industry developments.
- Bachelor's degree in Finance, Economics, Mathematics, Actuarial Science, or a related field.
- Minimum of 5 years of experience in risk management within the insurance industry.
- Proven experience in risk assessment, data analysis, and statistical modeling.
- Strong understanding of insurance principles, products, and regulations.
- Excellent analytical, problem-solving, and critical thinking skills.
- Proficiency in risk management software and tools.
- Exceptional written and verbal communication skills, with the ability to present complex information clearly.
- Ability to work independently and collaboratively in a remote environment.
- Relevant professional certifications (e.g., FRM, PRM) are a plus.
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1
Senior Risk Assessment Manager
74101 Mangu
KES3500000 Annually
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Posted 2 days ago
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Job Description
Our client, a leading insurance provider, is seeking a highly experienced and motivated Senior Risk Assessment Manager to join their dynamic team. This pivotal role will be based in our offices in **Machakos, Machakos, KE**, with a hybrid work arrangement offering flexibility. The successful candidate will be responsible for developing, implementing, and overseeing comprehensive risk management strategies across the organization. This includes identifying potential risks, analyzing their impact, and devising mitigation plans to safeguard company assets and reputation. You will lead a team of risk analysts, providing guidance and mentorship, and ensuring the highest standards of risk assessment are maintained. Key responsibilities include conducting regular risk audits, assessing the financial and operational implications of identified risks, and reporting findings to senior management and regulatory bodies. You will also be instrumental in shaping the company's risk appetite and tolerance levels, ensuring alignment with strategic objectives. The ideal candidate will possess a strong understanding of the insurance industry, regulatory compliance, and various risk management frameworks. A proven track record in a similar role, demonstrating leadership capabilities and analytical prowess, is essential. This role requires exceptional communication and interpersonal skills to effectively collaborate with cross-functional teams and stakeholders. We are looking for an individual who is proactive, detail-oriented, and possesses a strategic mindset to drive continuous improvement in risk management practices. Embrace this opportunity to make a significant impact in a challenging and rewarding environment.
Responsibilities:
Responsibilities:
- Develop and implement robust risk assessment frameworks and methodologies.
- Identify, analyze, and evaluate potential risks across all business functions.
- Design and execute risk mitigation strategies and contingency plans.
- Lead and mentor a team of risk assessment professionals.
- Conduct regular risk audits and compliance reviews.
- Prepare detailed risk reports for senior management and regulatory bodies.
- Monitor industry trends and regulatory changes affecting risk management.
- Collaborate with various departments to integrate risk management into business processes.
- Manage insurance portfolios and assess underwriting risks.
- Contribute to the development of the company's risk appetite statement.
- Bachelor's degree in Finance, Economics, Actuarial Science, or a related field. A Master's degree is a plus.
- Professional certifications such as FRM, PRM, or equivalent are highly desirable.
- Minimum of 7 years of progressive experience in risk management, preferably within the insurance sector.
- In-depth knowledge of insurance products, operations, and regulatory requirements (e.g., IRDAI guidelines).
- Strong analytical, problem-solving, and decision-making skills.
- Excellent leadership, communication, and interpersonal skills.
- Proficiency in risk management software and tools.
- Ability to work independently and as part of a team in a hybrid setting.
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2
Senior Underwriter - Remote Risk Assessment
10200 Tuwan
KES2800000 Annually
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Posted 2 days ago
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Job Description
Our client, a distinguished insurance provider, is seeking a highly analytical and experienced Senior Underwriter to join their remote team. In this critical role, you will be responsible for evaluating and accepting or rejecting insurance risks, determining appropriate coverage, and setting premium rates. Working entirely remotely, you will leverage your expertise to assess complex risks across various lines of business, ensuring the financial health and profitability of the company. Your duties will include conducting thorough risk analyses, reviewing financial statements and loss history reports, and interpreting policy terms and conditions. You will collaborate closely with brokers and agents to gather necessary information and provide expert advice on risk management strategies. The ideal candidate possesses a strong understanding of actuarial principles, market trends, and regulatory requirements within the insurance industry. You will utilize underwriting software and databases to inform decision-making and maintain accurate records. A key aspect of this role is to identify potential fraud and implement measures to prevent it. The Senior Underwriter will also be responsible for mentoring junior underwriters, contributing to the development of underwriting guidelines, and participating in strategic planning initiatives. This position demands exceptional critical thinking, attention to detail, and strong communication skills, with the ability to articulate complex risk assessments clearly and concisely. The capacity to work independently and manage a demanding workload in a fully remote setting is essential.
Responsibilities:
Responsibilities:
- Assess and underwrite complex insurance risks across multiple lines of business.
- Determine appropriate policy terms, conditions, and premium rates.
- Review financial statements, loss runs, and other relevant documentation.
- Build and maintain strong relationships with brokers, agents, and clients.
- Identify and evaluate potential exposures and recommend risk mitigation strategies.
- Ensure compliance with underwriting guidelines and regulatory requirements.
- Utilize underwriting systems and tools to manage applications and policy information.
- Assist in the development and refinement of underwriting policies and procedures.
- Mentor and guide junior underwriting staff.
- Contribute to market analysis and product development initiatives.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- Professional designation (e.g., ACII, CPCU) is highly desirable.
- Minimum of 7 years of experience in insurance underwriting, with a specialization in complex risks.
- Strong analytical and quantitative skills, with a solid understanding of financial principles.
- Proficiency in underwriting software and risk assessment tools.
- Excellent communication, negotiation, and decision-making abilities.
- Demonstrated ability to work independently and manage a significant workload in a remote environment.
- Keen attention to detail and a commitment to accuracy.
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3
Senior Underwriter - Risk Assessment Specialist
00100 Mangu
KES4500000 Annually
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Posted 2 days ago
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Job Description
Our client, a leading player in the insurance sector, is seeking a highly skilled and experienced Senior Underwriter to join their dynamic, fully remote team. This is an exceptional opportunity to contribute to crucial risk assessment and policy development processes from the comfort of your home office. The successful candidate will be instrumental in evaluating complex insurance applications, determining risk factors, and setting appropriate premium rates. Your expertise will directly impact the profitability and stability of our insurance portfolio.
Responsibilities:
Responsibilities:
- Analyze and assess insurance applications for a diverse range of risks, including property, casualty, and specialty lines.
- Develop and implement underwriting guidelines and strategies to ensure adherence to company policies and regulatory requirements.
- Collaborate with brokers, agents, and clients to gather necessary information and negotiate policy terms.
- Conduct thorough research on market trends, emerging risks, and competitive landscape to inform underwriting decisions.
- Utilize advanced analytical tools and data modeling techniques to predict potential losses and assess financial exposure.
- Provide guidance and mentorship to junior underwriting staff, fostering a culture of continuous learning and development.
- Prepare detailed reports and presentations for senior management, outlining underwriting performance and recommendations.
- Manage a portfolio of complex accounts, ensuring profitability and client satisfaction.
- Stay abreast of changes in insurance laws, regulations, and industry best practices.
- Contribute to the development of new insurance products and solutions.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field. A Master's degree or professional designation (e.g., ACII, FLMI) is highly preferred.
- Minimum of 7 years of progressive experience in insurance underwriting, with a strong focus on risk analysis and management.
- Proven track record of successfully managing complex underwriting risks and achieving profitability targets.
- In-depth knowledge of insurance products, market dynamics, and regulatory frameworks.
- Proficiency in underwriting software, actuarial tools, and data analysis techniques.
- Excellent analytical, problem-solving, and decision-making skills.
- Exceptional communication, negotiation, and interpersonal skills, with the ability to build strong relationships with stakeholders.
- Self-motivated, highly organized, and capable of working independently in a remote environment.
- Demonstrated leadership potential and experience in mentoring team members.
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4
Senior Insurance Underwriter - Risk Assessment
01001 Ngong
KES200000 Annually
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Posted 2 days ago
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Job Description
Our client, a distinguished insurance provider, is seeking an experienced Senior Insurance Underwriter specializing in risk assessment for a fully remote position. This role is critical in evaluating and accepting risks to ensure the financial stability and profitability of the company. You will be responsible for analyzing complex risk profiles, determining appropriate policy terms and pricing, and making informed underwriting decisions. The ideal candidate will possess a deep understanding of insurance principles, risk management techniques, and relevant regulatory frameworks. You will collaborate closely with agents, brokers, and internal claims and actuarial departments. Strong analytical skills, meticulous attention to detail, and excellent decision-making capabilities are essential. As this is a remote role, exceptional organizational skills and the ability to work independently with a high degree of accuracy are paramount.
Responsibilities:
Responsibilities:
- Evaluate insurance applications, assess risks, and determine acceptability for various policy types.
- Analyze financial statements, loss history, and other relevant data to determine policy terms, conditions, and pricing.
- Develop and implement underwriting guidelines and procedures.
- Make sound underwriting decisions to balance risk and profitability.
- Communicate underwriting decisions and rationale clearly to agents, brokers, and internal stakeholders.
- Collaborate with actuaries and claims adjusters on risk management strategies.
- Monitor industry trends and regulatory changes impacting underwriting.
- Identify opportunities for process improvements and efficiency gains in the underwriting process.
- Mentor and train junior underwriters.
- Ensure compliance with all legal and regulatory requirements.
- Bachelor's degree in Finance, Economics, Business, or a related field; relevant insurance designations (e.g., CPCU, AU) are highly preferred.
- Minimum of 6 years of experience in insurance underwriting, with a strong focus on risk assessment.
- Proven expertise in evaluating complex risks and making sound underwriting judgments.
- In-depth knowledge of insurance products, policy language, and regulatory compliance.
- Excellent analytical, quantitative, and problem-solving skills.
- Strong attention to detail and commitment to accuracy.
- Exceptional written and verbal communication skills.
- Demonstrated ability to work independently, manage workload effectively, and collaborate remotely.
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5
Senior Underwriting Manager, Risk Assessment
90136 Gathiruini
KES320000 Annually
WhatJobs
Posted 2 days ago
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Job Description
Our client, a reputable insurance provider committed to sound risk management, is seeking a highly experienced Senior Underwriting Manager to oversee underwriting operations and risk assessment. This role is fully remote, allowing you to leverage your expertise in evaluating and managing risk from the comfort of your home office.
Responsibilities:
Responsibilities:
- Lead and manage a team of underwriters, providing guidance, training, and performance management in a remote setting.
- Develop, implement, and refine underwriting policies, guidelines, and procedures to ensure consistent and accurate risk assessment.
- Review complex insurance applications and proposals, making informed decisions on acceptability, terms, conditions, and pricing.
- Analyze financial statements, market data, and other relevant information to assess the risk profile of potential clients across various industries.
- Collaborate with actuarial, claims, and sales departments to ensure alignment on risk appetite and product profitability.
- Monitor underwriting performance metrics, identifying trends, and implementing strategies for improvement.
- Ensure compliance with regulatory requirements and internal risk management frameworks.
- Stay current with industry best practices, emerging risks, and market developments in the insurance sector.
- Develop and deliver training programs for underwriters on new products, policies, and risk assessment techniques.
- Contribute to the development and launch of new insurance products by providing expert underwriting input.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field. Advanced certifications such as ACII or equivalent are highly desirable.
- Minimum of 7 years of progressive experience in insurance underwriting, with at least 3 years in a supervisory or management role.
- Proven expertise in risk assessment methodologies and underwriting principles for commercial or personal lines insurance.
- Strong understanding of financial analysis, statistical modeling, and risk management.
- Excellent leadership, team management, and coaching skills.
- Exceptional analytical, critical thinking, and decision-making abilities.
- Strong negotiation and communication skills, essential for remote team leadership and stakeholder engagement.
- Proficiency in underwriting software and CRM systems.
- Ability to work independently, manage workload effectively, and meet deadlines in a remote environment.
- In-depth knowledge of the Kenyan insurance market is a significant advantage.
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6
Senior Insurance Underwriter - Risk Assessment
20104 Mwembe
KES150000 Monthly
WhatJobs
Posted 2 days ago
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Job Description
Our client, a reputable insurance provider, is looking for a detail-oriented and experienced Senior Insurance Underwriter to join their risk management team. This role is crucial in evaluating and pricing insurance policies, ensuring profitability and compliance with regulatory standards. The ideal candidate will possess a strong understanding of actuarial principles, risk assessment methodologies, and insurance product lines. Responsibilities include analyzing complex risk factors associated with potential policyholders, determining appropriate coverage levels, and setting competitive yet profitable premiums. You will collaborate closely with agents, brokers, and other departments to gather necessary information and make informed underwriting decisions. The ability to interpret financial statements, assess historical data, and apply underwriting guidelines effectively is essential. Strong analytical, decision-making, and negotiation skills are required. This position offers a hybrid work arrangement, allowing for a balance between remote work and essential in-office collaboration, including client meetings and team discussions. A Bachelor's degree in Finance, Economics, or a related field, coupled with significant experience in insurance underwriting, is highly desirable. Professional designations such as AU, CPCU, or equivalent are a significant asset. This is an excellent opportunity for a seasoned professional to contribute to the financial health and strategic growth of the organization by managing risk effectively in **Naivasha, Nakuru, KE**.
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7
Lead Insurance Underwriter - Risk Assessment
30200 Tuwan
KES750000 Annually
WhatJobs
Posted 2 days ago
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Job Description
Our client is seeking a highly experienced and analytical Lead Insurance Underwriter to join their fully remote underwriting department. This senior position is responsible for developing and implementing underwriting strategies, assessing complex risks, and making informed decisions on policy issuance across various insurance lines. You will lead a team of underwriters, provide expert guidance, and ensure the profitability and solvency of the insurance portfolio. The ideal candidate will possess a deep understanding of risk management principles, actuarial concepts, and insurance regulations. Proven experience in underwriting, particularly with complex commercial risks or specialized insurance products, is essential. Key responsibilities include evaluating applications, analyzing financial data and loss history, determining appropriate premiums and coverage terms, and collaborating with brokers and agents to gather necessary information. You will also be involved in developing underwriting guidelines, training junior underwriters, and monitoring market trends to adapt strategies accordingly. This is an excellent opportunity to contribute to a reputable insurance firm while enjoying the flexibility of a fully remote work environment, allowing you to operate from anywhere. While the role is remote, an understanding of the insurance market and client needs within regions such as Eldoret, Uasin Gishu, KE can be advantageous for strategic insights. A Bachelor's degree in Finance, Economics, Actuarial Science, or a related field is required; professional designations such as CPCU (Chartered Property Casualty Underwriter) or equivalent are highly preferred. Strong analytical, decision-making, and leadership skills are paramount. If you are a seasoned underwriter passionate about risk assessment and eager to lead and innovate within a remote-first setting, we encourage you to apply.
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8
Remote Actuarial Analyst - Risk Assessment
20100 Nyeri Town
KES180000 Annually
WhatJobs
Posted 2 days ago
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Job Description
Our client is seeking a talented and analytical Actuarial Analyst to join their innovative, fully remote insurance team. This position will play a key role in assessing and quantifying financial risks associated with insurance products. You will be responsible for developing, implementing, and maintaining actuarial models to forecast potential losses, set pricing structures, and ensure the financial solvency of the company. The ideal candidate will possess a strong quantitative background, excellent problem-solving skills, and a keen eye for detail. You will work closely with underwriting, claims, and finance departments to provide data-driven insights and support strategic decision-making. This remote role offers the flexibility to work from anywhere within specified time zones, fostering a healthy work-life balance while contributing to a high-performing team. Continuous learning and professional development in actuarial science are strongly encouraged and supported. Key Responsibilities:
- Develop, test, and validate complex actuarial models for pricing, reserving, and forecasting.
- Analyze historical data to identify trends and predict future claim costs and other financial exposures.
- Perform experience studies to evaluate mortality, morbidity, lapse, and other relevant assumptions.
- Assist in the design and pricing of new insurance products.
- Support the reserving process by calculating and justifying loss reserves.
- Prepare reports and presentations for management, regulatory bodies, and other stakeholders.
- Collaborate with IT and data science teams to improve data quality and access.
- Stay abreast of industry developments, regulatory changes, and emerging actuarial techniques.
- Contribute to the continuous improvement of actuarial processes and methodologies.
- Ensure compliance with all applicable actuarial standards and regulations.
- Provide analytical support for various business initiatives and projects.
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
- Progress towards or completion of actuarial exams (e.g., SOA/CAS) is highly desirable.
- 2+ years of experience in an actuarial role within the insurance industry.
- Proficiency in actuarial software and programming languages (e.g., R, Python, SAS, SQL).
- Strong understanding of insurance principles and financial concepts.
- Excellent analytical, statistical, and mathematical modeling skills.
- Ability to communicate complex technical information clearly and concisely, both verbally and in writing.
- Demonstrated ability to work independently and manage multiple projects in a remote setting.
- Strong organizational skills and meticulous attention to detail.
- Team player with a collaborative mindset.
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