111 Senior Underwriter General Insurance jobs in Kenya

• Analyze and assess insurance risks for various general insurance lines.
• Determine appropriate policy terms, conditions, and pricing (premiums).
• Review and underwrite insurance applications accurately and efficiently.
• Adhere to underwriting guidelines and company policies.
• Communicate underwriting decisions and rationale clearly to agents and brokers.
• Collaborate with claims and actuarial departments on risk assessment and pricing strategies.
• Identify potential risks and recommend mitigation strategies.
• Contribute to the development and refinement of underwriting manuals and guidelines.
• Monitor underwriting performance and profitability metrics.
• Stay updated on industry trends, regulatory changes, and market conditions.

• Bachelor's degree in Finance, Economics, Business, or a related field.
• Minimum of 7 years of experience in insurance underwriting, with a focus on general insurance.
• Proven expertise in risk assessment and analysis.
• Strong understanding of insurance products, policy wording, and regulatory requirements.
• Excellent analytical, decision-making, and problem-solving skills.
• Proficiency with underwriting software and tools.
• Strong written and verbal communication skills.
• Ability to work independently and manage workload effectively in a remote environment.
• Relevant professional designations (e.g., ACII, CPCU) are highly desirable.
• Demonstrated ability to maintain underwriting discipline and profitability.

• Evaluate and underwrite commercial insurance applications, assessing risks and exposures.
• Determine appropriate policy terms, conditions, coverage limits, and premiums.
• Apply underwriting guidelines and authority limits effectively.
• Analyze financial statements, business operations, and loss history of applicants.
• Conduct risk assessments and recommend appropriate risk management strategies.
• Communicate underwriting decisions clearly and professionally to brokers and agents.
• Negotiate policy terms and conditions to achieve mutually agreeable outcomes.
• Manage a portfolio of commercial accounts, ensuring profitability and adherence to company objectives.
• Stay informed about industry trends, market conditions, and regulatory changes.
• Collaborate with claims, sales, and actuarial departments.
• Utilize underwriting software and other relevant tools.

• Bachelor's degree in Business Administration, Finance, Risk Management, or a related field. Relevant professional insurance designations (e.g., ACII, CPCU) are highly valued.
• Minimum of 3 years of experience in commercial insurance underwriting.
• Solid understanding of insurance principles, risk assessment, and commercial lines of business.
• Proficiency in analyzing financial data and business operations.
• Strong decision-making, analytical, and problem-solving skills.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to work independently and manage time effectively in a hybrid work setting.
• Familiarity with underwriting software and insurance industry best practices.
• Customer-focused approach and strong relationship-building skills.

• Analyze insurance applications, financial data, and risk exposures to determine eligibility and pricing.
• Underwrite new business and renewals, ensuring adherence to company guidelines and profitability targets.
• Develop and maintain strong relationships with brokers, agents, and clients.
• Assess and manage the insurance portfolio for profitability and exposure.
• Stay abreast of industry trends, regulatory changes, and competitor activities.
• Provide guidance and mentorship to junior underwriters.
• Collaborate with claims and actuarial departments on risk assessment and pricing strategies.

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• 5+ years of experience in insurance underwriting, with a strong focus on risk assessment.
• Professional certifications such as ACII, FLMI, or equivalent are highly desirable.
• Proven ability to analyze complex financial data and make sound underwriting decisions.
• Excellent negotiation, communication, and interpersonal skills.
• Proficiency in underwriting software and MS Office Suite.
• Demonstrated ability to work effectively and independently in a remote setting.

• Evaluate, price, and underwrite marine and general insurance risks in accordance with company guidelines and risk appetite.
• Analyze policy applications, inspect risk details, and gather necessary information to make informed underwriting decisions.
• Determine appropriate terms, conditions, and premiums for new and renewal business to ensure profitability.
• Manage a portfolio of risks, proactively identifying and mitigating potential exposures.
• Develop and maintain strong relationships with brokers, agents, and clients.
• Provide technical guidance and support to junior underwriters and support staff.
• Stay current with market trends, regulatory changes, and advancements in marine and general insurance.
• Collaborate with claims departments to understand loss trends and their impact on underwriting.
• Assist in the development of new insurance products and underwriting guidelines.
• Participate in audits and reviews to ensure compliance with underwriting standards.
• Contribute to the overall strategy and success of the underwriting team.
• Effectively communicate underwriting decisions and rationale to internal and external stakeholders.

• Proven experience as an Underwriter, with a specialization in marine and general insurance.
• In-depth knowledge of marine insurance principles (hull, cargo, P&I, etc.) and general insurance lines.
• Strong analytical and quantitative skills with the ability to assess complex risks accurately.
• Excellent understanding of insurance contracts, legal requirements, and market practices.
• Proficiency in underwriting software and data analysis tools.
• Exceptional negotiation and communication skills.
• Ability to work independently, manage time effectively, and meet deadlines in a remote setting.
• Relevant professional certifications (e.g., ACII, AIIK) are highly desirable.
• A bachelor's degree in Finance, Business Administration, Risk Management, or a related field is preferred.
• High level of integrity and professional ethics.

• Develop, implement, and enforce underwriting policies and procedures.
• Manage and mentor a team of remote underwriters, providing guidance and professional development.
• Review and approve complex or high-value insurance applications, assessing risk levels accurately.
• Monitor underwriting performance metrics, ensuring adherence to profitability targets and risk appetite.
• Collaborate with actuarial and claims departments on risk assessment and pricing strategies.
• Analyze market trends and recommend adjustments to underwriting guidelines as needed.
• Ensure compliance with all applicable insurance regulations and company standards.
• Contribute to the development of new insurance products and services.
• Provide training and ongoing support to underwriting staff.
• Maintain strong relationships with brokers and agents, addressing underwriting inquiries.

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Professional insurance certifications (e.g., CPCU, AU) are highly desirable.
• Minimum of 7 years of progressive experience in insurance underwriting, with at least 3 years in a leadership or management role.
• Proven expertise in risk assessment, pricing, and policy interpretation.
• Strong analytical, decision-making, and problem-solving skills.
• Excellent leadership, communication, and interpersonal skills for remote team management.
• Proficiency in underwriting software, analytics tools, and MS Office Suite.
• In-depth knowledge of insurance laws and regulations.

• Evaluate and underwrite complex insurance applications across various lines of business.
• Conduct thorough risk assessments, analyzing financial statements, loss runs, and other relevant data.
• Determine appropriate policy terms, conditions, and pricing structures.
• Make sound underwriting decisions, accepting, rejecting, or modifying risks.
• Collaborate with agents, brokers, and internal teams to gather necessary information.
• Ensure compliance with company underwriting guidelines and regulatory requirements.
• Contribute to the development and refinement of underwriting policies and procedures.
• Provide guidance and mentorship to junior underwriting staff.
• Monitor market trends and competitor activities impacting underwriting.
• Maintain accurate and organized case files and documentation.

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Minimum of 6 years of experience in insurance underwriting, with a focus on commercial or specialty lines.
• Professional certifications such as ACII, CPCU, or equivalent are highly preferred.
• Strong analytical and quantitative skills, with the ability to interpret complex data.
• Excellent understanding of insurance principles, risk management, and actuarial concepts.
• Proficiency in underwriting software and MS Office Suite.
• Exceptional decision-making abilities and attention to detail.
• Strong written and verbal communication skills.
• Ability to work independently and manage a demanding workload in a remote environment.
• Proven ability to build rapport and collaborate effectively with external partners.

• Application Deadline: Oct. 24, 2025
• Hybrid

Job Description
AmTrust is a global insurance provider offering risk-management solutions and business underwriting. Today AmTrust International underwrites over $2.5bn of gross written premiums and employs more than 1900 people in 14 countries.

We are now looking for a Senior Conduct Risk officer to join our team based in either London or Nottingham.

In this key role you will focus on driving the development and approach to internal control of regulatory and conduct risk by acting as an embedded independent challenger, advisor and partner to support the underwriting team on conduct risk and regulatory compliance.

Essential Role Functions Include But Are Not Limited To

• Supporting the implementation and embedding of the Conduct Risk Framework
• Advising and supporting the business functions on, oversight of risk controls and performance metrics, applicable regulatory conduct requirements & supporting business activities through compliance advice & expertise
• Reviewing Policy documentation, training materials, websites, or other material for conduct risk
• Ensure Consumer Duty principles are met across the business.
• Support the on-going operations of a Delegated Authority and Product Governance control framework.

Successful candidates must have a good working knowledge of conduct risk as well as knowledge of consumer duty, either via direct experience or experience within complaints or compliance and a background within the Insurance sector is essential.

We are looking for candidates with a strong work ethic, excellent attention to detail skills, be able to demonstrate good report writing skills, as well as knowledge of MS office, PowerPoint, Word and Excel. Successful applicants must be comfortable working to both scheduled and last-minute deadlines, be able to work autonomously, have confidence in your ability, thrive working in a collaborative business, and possess excellent written and verbal communication skills.

For more information, click

To show your interest, submit your CV and we will be in touch.

• Developing and implementing credit risk policies and procedures.
• Analyzing credit portfolios to identify, assess, and quantify credit risks.
• Conducting stress testing and scenario analysis to evaluate portfolio resilience.
• Developing and validating credit scoring and rating models.
• Monitoring key risk indicators (KRIs) and reporting on credit risk exposures to senior management.
• Ensuring compliance with relevant banking regulations and internal policies.
• Collaborating with business units to promote a strong risk culture.
• Advising on risk appetite and tolerance levels for credit products.

• Master's degree in Finance, Economics, Statistics, or a related quantitative field.
• Minimum of 7 years of progressive experience in credit risk management within the banking or financial services industry.
• Deep understanding of credit risk modeling, portfolio management, and regulatory frameworks (e.g., Basel Accords).
• Proficiency in statistical software and data analysis tools (e.g., SAS, R, Python).
• Strong analytical, quantitative, and problem-solving skills.
• Excellent communication, presentation, and interpersonal skills.
• Ability to manage multiple projects and work effectively in a hybrid team environment.
• Professional certifications such as FRM or PRM are highly desirable.