493 Insurance Underwriting jobs in Kenya
Insurance Underwriter - Remote Risk Assessment
Posted today
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Job Description
Our client, a well-established insurance provider committed to safeguarding its clients, is seeking a meticulous and analytical Insurance Underwriter to join their team based in Garissa, Garissa, KE . This role is pivotal in evaluating insurance applications, assessing risks, and determining appropriate coverage and premiums. The successful candidate will play a critical role in ensuring the financial health and stability of the company by making sound underwriting decisions.
Key responsibilities include thoroughly reviewing insurance proposals, gathering and analyzing relevant information such as financial statements, medical records, and risk assessments. You will utilize underwriting guidelines and risk management tools to evaluate the likelihood and potential impact of claims. This involves making informed decisions on whether to accept, modify, or decline insurance applications. You will be responsible for calculating premiums and setting policy terms and conditions to ensure profitability and minimize risk exposure. Maintaining accurate records of underwriting decisions and policy details is essential. Collaboration with insurance agents, brokers, and claims adjusters to clarify information and discuss complex cases is a significant part of the role. You will also stay updated on industry trends, regulatory changes, and new insurance products to enhance your underwriting expertise.
The ideal candidate will possess a Bachelor's degree in Finance, Economics, Actuarial Science, or a related field. Relevant professional certifications in insurance underwriting (e.g., ACII, FLMI) are highly advantageous. A minimum of 3-5 years of experience in insurance underwriting, with a strong understanding of risk assessment principles and insurance products, is required. Excellent analytical, decision-making, and problem-solving skills are essential. Strong attention to detail and the ability to work independently while meeting deadlines are crucial. Good communication and interpersonal skills are necessary for effective interaction with internal teams and external partners. This is an excellent opportunity to advance your career in the insurance sector within a supportive and professional environment in Garissa . While this role is office-based in Garissa , offering direct collaboration with colleagues, hybrid work options may be considered for exceptional candidates.
Key responsibilities include thoroughly reviewing insurance proposals, gathering and analyzing relevant information such as financial statements, medical records, and risk assessments. You will utilize underwriting guidelines and risk management tools to evaluate the likelihood and potential impact of claims. This involves making informed decisions on whether to accept, modify, or decline insurance applications. You will be responsible for calculating premiums and setting policy terms and conditions to ensure profitability and minimize risk exposure. Maintaining accurate records of underwriting decisions and policy details is essential. Collaboration with insurance agents, brokers, and claims adjusters to clarify information and discuss complex cases is a significant part of the role. You will also stay updated on industry trends, regulatory changes, and new insurance products to enhance your underwriting expertise.
The ideal candidate will possess a Bachelor's degree in Finance, Economics, Actuarial Science, or a related field. Relevant professional certifications in insurance underwriting (e.g., ACII, FLMI) are highly advantageous. A minimum of 3-5 years of experience in insurance underwriting, with a strong understanding of risk assessment principles and insurance products, is required. Excellent analytical, decision-making, and problem-solving skills are essential. Strong attention to detail and the ability to work independently while meeting deadlines are crucial. Good communication and interpersonal skills are necessary for effective interaction with internal teams and external partners. This is an excellent opportunity to advance your career in the insurance sector within a supportive and professional environment in Garissa . While this role is office-based in Garissa , offering direct collaboration with colleagues, hybrid work options may be considered for exceptional candidates.
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Senior Insurance Underwriter - Risk Assessment
Posted 23 days ago
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Job Description
Our client, a distinguished insurance provider, is seeking an experienced Senior Insurance Underwriter specializing in risk assessment for a fully remote position. This role is critical in evaluating and accepting risks to ensure the financial stability and profitability of the company. You will be responsible for analyzing complex risk profiles, determining appropriate policy terms and pricing, and making informed underwriting decisions. The ideal candidate will possess a deep understanding of insurance principles, risk management techniques, and relevant regulatory frameworks. You will collaborate closely with agents, brokers, and internal claims and actuarial departments. Strong analytical skills, meticulous attention to detail, and excellent decision-making capabilities are essential. As this is a remote role, exceptional organizational skills and the ability to work independently with a high degree of accuracy are paramount.
Responsibilities:
Responsibilities:
- Evaluate insurance applications, assess risks, and determine acceptability for various policy types.
- Analyze financial statements, loss history, and other relevant data to determine policy terms, conditions, and pricing.
- Develop and implement underwriting guidelines and procedures.
- Make sound underwriting decisions to balance risk and profitability.
- Communicate underwriting decisions and rationale clearly to agents, brokers, and internal stakeholders.
- Collaborate with actuaries and claims adjusters on risk management strategies.
- Monitor industry trends and regulatory changes impacting underwriting.
- Identify opportunities for process improvements and efficiency gains in the underwriting process.
- Mentor and train junior underwriters.
- Ensure compliance with all legal and regulatory requirements.
- Bachelor's degree in Finance, Economics, Business, or a related field; relevant insurance designations (e.g., CPCU, AU) are highly preferred.
- Minimum of 6 years of experience in insurance underwriting, with a strong focus on risk assessment.
- Proven expertise in evaluating complex risks and making sound underwriting judgments.
- In-depth knowledge of insurance products, policy language, and regulatory compliance.
- Excellent analytical, quantitative, and problem-solving skills.
- Strong attention to detail and commitment to accuracy.
- Exceptional written and verbal communication skills.
- Demonstrated ability to work independently, manage workload effectively, and collaborate remotely.
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Remote Lead Insurance Underwriter - Risk Assessment
Posted 23 days ago
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Job Description
Our client is seeking an experienced and detail-oriented Lead Insurance Underwriter to join their expanding team. This is a fully remote position, allowing you to contribute your expertise from anywhere. You will be responsible for evaluating and assessing insurance risks, determining policy terms and conditions, and pricing policies accurately to ensure profitability and client satisfaction. This role requires a deep understanding of actuarial principles, risk management strategies, and regulatory requirements within the insurance industry. You will work closely with actuaries, claims adjusters, and sales teams to develop and refine underwriting guidelines and policies. Key responsibilities include analyzing complex financial data, evaluating historical loss data, and assessing the potential for future losses for individual risks and portfolios. You will also be involved in developing new insurance products and enhancing existing ones by providing expert underwriting insights. This position involves mentoring and guiding junior underwriters, fostering a culture of continuous learning and development within the underwriting department. The ideal candidate will possess a Bachelor's degree in Actuarial Science, Finance, Economics, or a related field, along with a minimum of 6 years of progressive experience in insurance underwriting. Professional designations such as ACII, FLMI, or equivalent are highly desirable. Proven experience in underwriting various lines of business (e.g., life, health, general insurance) is essential. Strong analytical, quantitative, and critical thinking skills are a must. You must be proficient in data analysis tools and have excellent communication and negotiation skills to effectively collaborate with internal and external stakeholders. The ability to make sound, data-driven decisions in a remote setting is critical. This is an excellent opportunity to advance your career in the insurance sector, contributing to strategic decision-making and enjoying the flexibility of a remote-first environment. While the role is remote, strategic oversight and collaboration will be key in relation to insurance markets affecting Kericho, Kericho, KE.
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Remote Senior Insurance Underwriter, Risk Assessment
Posted 22 days ago
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Job Description
Our client is seeking a seasoned and analytical Remote Senior Insurance Underwriter to join their dynamic team. This is a full-time, fully remote position, allowing you to leverage your expertise in risk assessment and policy evaluation from anywhere. You will be responsible for evaluating insurance applications, assessing risk, and determining appropriate coverage and pricing for a variety of insurance products. The ideal candidate will possess a deep understanding of actuarial principles, strong analytical skills, and a commitment to maintaining underwriting guidelines and profitability.
Key Responsibilities:
Key Responsibilities:
- Reviewing and analyzing insurance applications, including financial statements, medical records, and loss history.
- Assessing and quantifying risk exposure based on established underwriting guidelines and actuarial data.
- Determining eligibility for coverage, setting appropriate premiums, and defining policy terms and conditions.
- Utilizing underwriting software and tools to manage applications and track decisions.
- Collaborating with agents, brokers, and internal stakeholders to gather necessary information and clarify policy details.
- Identifying potential fraud or misrepresentation in applications.
- Monitoring the performance of the insurance portfolio and recommending adjustments to underwriting strategies.
- Staying current with industry trends, regulatory changes, and best practices in underwriting.
- Providing guidance and mentorship to junior underwriters.
- Ensuring compliance with all relevant insurance regulations and company policies.
- A Bachelor's degree in Finance, Economics, Actuarial Science, Business Administration, or a related field.
- A recognized professional underwriting designation (e.g., Associate in Underwriting - AU, Chartered Property Casualty Underwriter - CPCU) is highly desirable.
- Minimum of 7 years of progressive experience in insurance underwriting, with a specialization in a relevant line of business (e.g., Life, Health, Property & Casualty).
- Strong analytical and quantitative skills with the ability to interpret complex data.
- In-depth knowledge of insurance products, risk management principles, and underwriting best practices.
- Proficiency in underwriting software and Microsoft Office Suite.
- Excellent decision-making and problem-solving abilities.
- Strong communication and interpersonal skills for effective collaboration.
- Ability to work independently, manage a high volume of applications, and meet deadlines in a remote environment.
This advertiser has chosen not to accept applicants from your region.
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Senior Insurance Underwriter - Remote Risk Assessment
Posted 23 days ago
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Job Description
Our client, a leading insurance provider, is seeking a highly experienced Senior Insurance Underwriter to join their fully remote team. In this vital role, you will be responsible for evaluating and accepting or rejecting insurance applications based on risk assessment. You will analyze financial statements, medical histories, property reports, and other relevant documentation to determine the level of risk associated with insuring an individual or entity. This position requires meticulous attention to detail, strong analytical skills, and a comprehensive understanding of insurance principles and regulations. You will play a key role in ensuring the company's profitability and solvency by accurately pricing risk.
Key Responsibilities:
Key Responsibilities:
- Evaluate insurance applications for various lines of business (e.g., life, health, property, casualty) to assess risk.
- Determine appropriate coverage limits, deductibles, and premiums based on risk assessment.
- Analyze financial data, credit reports, medical records, and other pertinent information.
- Interpret policy terms, conditions, and exclusions to ensure accurate application.
- Adhere to underwriting guidelines, company policies, and regulatory requirements.
- Communicate with agents, brokers, and policyholders to gather necessary information or explain underwriting decisions.
- Maintain accurate and up-to-date records of underwriting decisions and rationale.
- Identify opportunities to cross-sell or up-sell products based on client needs.
- Collaborate with claims departments to provide insights on policy interpretation and risk management.
- Stay current with industry trends, new products, and changes in legislation affecting insurance.
- Develop and recommend changes to underwriting guidelines to adapt to market conditions.
- Mentor and train junior underwriters on best practices and risk assessment techniques.
- Participate in product development and review processes.
- Contribute to the overall profitability and risk management strategy of the company.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- Minimum of 7 years of experience in insurance underwriting, with a strong track record in a specific line of business.
- In-depth knowledge of insurance principles, risk management, and actuarial concepts.
- Proficiency in underwriting software and related systems.
- Strong analytical, critical thinking, and decision-making skills.
- Excellent attention to detail and accuracy.
- Superior written and verbal communication skills.
- Ability to work independently and manage a high volume of applications effectively in a remote setting.
- Relevant professional designations (e.g., AU, CPCU, FLMI) are highly desirable.
- Understanding of regulatory requirements in the insurance industry.
- Experience with data analysis and risk modeling tools is a plus.
- A dedicated and secure remote workspace with a reliable high-speed internet connection is required.
This advertiser has chosen not to accept applicants from your region.
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Senior Insurance Underwriter - Risk Assessment (Remote)
Posted 8 days ago
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Job Description
Our client, a reputable and growing insurance firm, is seeking a highly analytical and experienced Senior Insurance Underwriter specializing in Risk Assessment to join their fully remote underwriting team. This crucial role involves evaluating insurance applications, assessing risk factors, and determining appropriate policy terms and premiums to ensure the financial stability and profitability of the company. You will be responsible for analyzing complex data, applying underwriting guidelines, and making sound judgments on a wide range of insurance products.
Key responsibilities include meticulously reviewing insurance applications and supporting documentation, conducting thorough risk analysis using various data sources and tools, and calculating premiums based on assessed risk levels. You will work closely with insurance brokers and agents to gather necessary information and clarify policy details. This position requires a deep understanding of insurance principles, actuarial concepts, and regulatory requirements. You will be instrumental in developing and refining underwriting guidelines and procedures to adapt to evolving market conditions and risk landscapes. The ability to identify potential fraudulent activities and mitigate losses is also a key aspect of this role.
The ideal candidate will possess a Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field. Professional designations such as Associate in Underwriting (AU) or Chartered Property Casualty Underwriter (CPCU) are highly desirable. A minimum of 7 years of progressive experience in insurance underwriting, with a strong focus on risk assessment and analysis, is essential. Proven experience in underwriting complex risks for various insurance lines (e.g., property, casualty, liability) is required. Strong analytical, statistical, and problem-solving skills are critical. Proficiency in underwriting software and data analysis tools is mandatory. Excellent decision-making abilities, attention to detail, and communication skills are necessary to effectively convey underwriting decisions and rationale to internal and external stakeholders in a remote setting. You must be a self-motivated individual with a strong ethical compass and the ability to manage a high workload efficiently. This is an excellent opportunity to contribute significantly to the risk management strategies of a leading insurance provider. The virtual headquarters for this role is aligned with **Embu, Embu, KE**.
Key responsibilities include meticulously reviewing insurance applications and supporting documentation, conducting thorough risk analysis using various data sources and tools, and calculating premiums based on assessed risk levels. You will work closely with insurance brokers and agents to gather necessary information and clarify policy details. This position requires a deep understanding of insurance principles, actuarial concepts, and regulatory requirements. You will be instrumental in developing and refining underwriting guidelines and procedures to adapt to evolving market conditions and risk landscapes. The ability to identify potential fraudulent activities and mitigate losses is also a key aspect of this role.
The ideal candidate will possess a Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field. Professional designations such as Associate in Underwriting (AU) or Chartered Property Casualty Underwriter (CPCU) are highly desirable. A minimum of 7 years of progressive experience in insurance underwriting, with a strong focus on risk assessment and analysis, is essential. Proven experience in underwriting complex risks for various insurance lines (e.g., property, casualty, liability) is required. Strong analytical, statistical, and problem-solving skills are critical. Proficiency in underwriting software and data analysis tools is mandatory. Excellent decision-making abilities, attention to detail, and communication skills are necessary to effectively convey underwriting decisions and rationale to internal and external stakeholders in a remote setting. You must be a self-motivated individual with a strong ethical compass and the ability to manage a high workload efficiently. This is an excellent opportunity to contribute significantly to the risk management strategies of a leading insurance provider. The virtual headquarters for this role is aligned with **Embu, Embu, KE**.
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Senior Remote Insurance Underwriter - Risk Assessment
Posted 12 days ago
Job Viewed
Job Description
Our client is seeking a highly experienced Senior Remote Insurance Underwriter to join their expanding virtual team. This role is pivotal in assessing and evaluating insurance risks, determining policy terms and conditions, and ensuring the profitability and solvency of the insurance portfolio. You will be responsible for analyzing complex data, applying underwriting principles, and making informed decisions on a wide range of insurance applications. The ideal candidate will possess a strong analytical acumen, deep knowledge of insurance products and risk management, and exceptional communication skills necessary to collaborate effectively in a remote environment.
Key Responsibilities:
Qualifications:
Key Responsibilities:
- Analyze and evaluate insurance applications, assessing risks associated with potential policyholders based on various factors.
- Determine appropriate coverage levels, policy terms, conditions, and pricing (premiums) to ensure profitability and mitigate losses.
- Interpret and apply insurance policies, regulatory guidelines, and company underwriting standards.
- Utilize underwriting software and data analytics tools to support decision-making processes.
- Communicate effectively with insurance agents, brokers, and clients to gather necessary information and explain underwriting decisions.
- Collaborate with claims departments to understand loss trends and their impact on underwriting.
- Stay updated on industry developments, market trends, and changes in regulations affecting insurance underwriting.
- Develop and maintain strong relationships with internal stakeholders, including sales, actuarial, and legal departments.
- Mentor and guide junior underwriters, providing technical expertise and training.
- Contribute to the development and refinement of underwriting guidelines and strategies.
- Identify opportunities for new product development or modifications based on market analysis and risk assessment.
- Ensure compliance with all relevant insurance laws and regulations in a remote setting.
- Prepare detailed reports and recommendations on underwriting performance and risk exposure.
- Proactively identify and manage potential underwriting risks and exposures.
Qualifications:
- Bachelor's degree in Insurance, Finance, Economics, Business Administration, or a related field.
- Professional underwriting designations (e.g., AU, CPCU, or equivalent) are highly preferred.
- Minimum of 5-7 years of experience in insurance underwriting, with a focus on specific lines of business (e.g., property, casualty, life, health).
- Proven ability to analyze complex data, assess risk, and make sound underwriting decisions.
- Strong understanding of insurance principles, risk management, and relevant legal/regulatory frameworks.
- Excellent analytical, problem-solving, and critical thinking skills.
- Exceptional written and verbal communication skills, with the ability to articulate complex information clearly.
- Proficiency in underwriting software, insurance databases, and MS Office Suite.
- Demonstrated ability to work independently and manage workload effectively in a remote environment.
- Strong organizational skills and attention to detail.
- Experience in mentoring junior team members is a significant plus.
- Adaptability and willingness to learn about new insurance products and market dynamics.
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6
Insurance Underwriter - Risk Assessment
Posted 14 days ago
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Job Description
Our client, a reputable insurance company, is seeking a skilled Insurance Underwriter to join their growing team. This hybrid role requires a balance of remote work flexibility and in-office collaboration. You will be responsible for evaluating and assessing insurance risks, determining appropriate coverage terms, and setting premium rates for new and existing policies. Your expertise will be critical in managing the company's risk exposure and ensuring profitability. Key responsibilities include analyzing applicant information, financial statements, and relevant data to determine risk acceptability, developing policy terms and conditions, negotiating rates with brokers and agents, and working closely with claims and actuarial departments. A thorough understanding of underwriting principles, insurance products, and regulatory compliance is essential. The ideal candidate will possess a Bachelor's degree in Finance, Economics, Business, or a related field, and ideally hold relevant professional certifications such as ACII or equivalent. A minimum of 5 years of experience in insurance underwriting, with a proven ability to make sound risk judgments, is required. Excellent analytical, quantitative, and decision-making skills are paramount. Strong communication and interpersonal skills are necessary for interacting with internal teams and external stakeholders. This position is based in Meru, Meru, KE , and offers a hybrid work arrangement, combining remote work with periodic office presence for team meetings and strategic discussions. We are looking for a detail-oriented, analytical, and results-driven professional committed to maintaining the integrity and success of our underwriting operations. If you are an experienced underwriter looking for a dynamic role with a leading insurance firm, we encourage you to apply.
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Senior Cyber Insurance Underwriter - Remote Risk Assessment
Posted 17 days ago
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Job Description
Our client, a leading specialty insurance provider, is seeking a highly experienced Senior Cyber Insurance Underwriter to join their fully remote underwriting team. This pivotal role focuses on assessing, pricing, and structuring complex cyber insurance policies for a diverse client base. You will leverage your deep understanding of cybersecurity threats, vulnerabilities, and risk management strategies to evaluate applications and determine appropriate coverage terms, conditions, and premiums. The ideal candidate will possess a strong analytical mindset, exceptional judgment, and the ability to interpret technical information related to an organization's security posture. You will be responsible for conducting thorough risk assessments, which may involve reviewing penetration test results, vulnerability scans, security policies, and incident response plans. Collaboration with brokers, agents, and internal claims and legal departments will be integral to your success. This position requires a proactive approach to staying abreast of the evolving cyber threat landscape and its implications for the insurance industry. As a remote professional, you will demonstrate outstanding organizational skills, discipline, and the ability to manage a demanding workload independently. This is an exceptional opportunity to contribute to the growth of a specialized insurance practice from your home office, supporting businesses in **Ruiru, Kiambu, KE**, and across various industries. You will play a key role in developing and refining underwriting guidelines, pricing models, and coverage enhancements for cyber risks. The ability to communicate complex underwriting decisions and rationale clearly and concisely to internal and external stakeholders is crucial. A proven track record of successful underwriting in the cyber insurance market is highly desirable.
Responsibilities:
Responsibilities:
- Underwrite and price complex cyber insurance policies for commercial clients.
- Conduct comprehensive risk assessments of potential policyholders' cybersecurity controls and exposures.
- Analyze technical security documentation, including penetration test results and vulnerability assessments.
- Develop and negotiate terms, conditions, and pricing for cyber insurance coverage.
- Collaborate with brokers, agents, and clients to gather necessary information.
- Work closely with claims and legal teams on policy interpretation and dispute resolution.
- Monitor the evolving cyber threat landscape and its impact on underwriting.
- Contribute to the development of underwriting guidelines and strategies.
- Maintain strong relationships with distribution partners.
- Bachelor's degree in Finance, Economics, Business, Computer Science, or a related field.
- Minimum of 7 years of experience in underwriting, with a significant specialization in cyber insurance.
- Deep understanding of cybersecurity principles, threats, and risk management frameworks.
- Proven ability to analyze technical security data and assess cyber risks.
- Strong negotiation, analytical, and decision-making skills.
- Excellent written and verbal communication abilities.
- Proficiency in insurance rating tools and financial analysis.
- Ability to work independently and manage a substantial book of business in a remote setting.
- Relevant professional designations (e.g., ARM, CRISC) are a plus.
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Senior Insurance Underwriting Manager, Remote Risk Assessment
Posted 23 days ago
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Job Description
Our client is seeking a seasoned Senior Insurance Underwriting Manager to lead underwriting operations and risk assessment functions, operating entirely within a remote framework. This critical role will oversee the evaluation and selection of insurance risks, ensuring profitability and compliance with company guidelines. You will be responsible for developing and implementing underwriting policies and procedures, training and mentoring junior underwriters, and managing a portfolio of complex risks. A significant part of your remit will involve analyzing market trends, identifying emerging risks, and collaborating with actuarial teams to refine pricing models. The ideal candidate will possess a comprehensive understanding of various insurance lines (e.g., property, casualty, life), deep knowledge of risk management principles, and a proven ability to make sound underwriting decisions. Experience with underwriting software and data analysis tools is essential. This position demands strong leadership, exceptional analytical and decision-making skills, and the ability to effectively manage a remote team. You will be instrumental in driving underwriting excellence and supporting the company's strategic growth objectives. The opportunity to lead underwriting initiatives remotely, contributing to the insurance sector's evolution from your base, while supporting operations impacting Mlolongo, Machakos, KE , provides a compelling career path. We are looking for a proactive individual with excellent communication and negotiation skills, capable of building strong relationships with brokers, agents, and internal stakeholders. A Bachelor's degree in Business Administration, Finance, Economics, or a related field, along with a recognized professional designation (e.g., CPCU, AU), and a minimum of 7 years of progressive underwriting experience, is required.
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