35 Risk Assessment jobs in Kenya

Our client is seeking a diligent and analytical Insurance Underwriter to join their remote team, focusing on risk assessment and policy issuance. In this fully remote role, you will evaluate insurance applications, analyze risk factors, determine coverage eligibility, and set appropriate premium rates. Your expertise in assessing financial, historical, and risk data will be vital in ensuring the profitability and solvency of the company. This position requires a strong understanding of insurance principles, excellent analytical skills, and the ability to work independently and meticulously.

Key Responsibilities:

• Review and analyze insurance applications, assessing risks associated with potential policyholders.
• Evaluate financial statements, credit reports, and other relevant data to determine insurability.
• Apply underwriting guidelines and company policies to make informed decisions on policy approvals or rejections.
• Calculate and set appropriate premium rates based on risk assessment.
• Communicate underwriting decisions and rationale to agents and brokers.
• Stay informed about market trends, regulatory changes, and industry best practices.
• Collaborate with claims and actuarial departments to manage risk effectively.
• Develop and maintain relationships with agents and brokers to ensure a smooth application process.
• Identify opportunities for process improvements in the underwriting workflow.
• Ensure compliance with all state and federal insurance regulations.

Qualifications:

• Bachelor's degree in Finance, Economics, Business, or a related field.
• Minimum of 3 years of experience in insurance underwriting, with a specialization in a specific line of insurance (e.g., property, casualty, life, health).
• Strong understanding of insurance principles, risk management, and financial analysis.
• Proficiency in using underwriting software and relevant databases.
• Excellent analytical, critical thinking, and problem-solving skills.
• Strong attention to detail and accuracy.
• Effective written and verbal communication skills.
• Ability to work independently and manage a caseload effectively in a remote environment.
• Relevant professional designations (e.g., AIC, CPCU) are highly desirable.
• Familiarity with insurance regulations in the relevant jurisdictions.

This is an excellent opportunity for an experienced Underwriter to contribute their expertise in a remote setting, playing a key role in the company's risk management and growth strategies.

Our client, a leading insurance provider, is seeking a highly analytical and detail-oriented Remote Actuarial Analyst to join their growing team. This critical role involves utilizing advanced statistical modeling and data analysis techniques to assess and manage risk across various insurance products. You will play a key part in developing pricing strategies, reserving methodologies, and ensuring the financial stability of the company. This is a remote-first position, offering a unique opportunity to contribute to impactful financial decisions from anywhere.

Key Responsibilities:

• Develop, implement, and maintain actuarial models for pricing, reserving, and financial forecasting.
• Analyze large datasets to identify trends, assess risks, and provide insights into profitability.
• Perform loss and expense analysis to inform pricing structures and product development.
• Conduct experience studies and recommend adjustments to actuarial assumptions.
• Assist in the preparation of regulatory filings and reports.
• Collaborate with underwriting, claims, and product development teams to provide actuarial support.
• Stay updated on industry trends, regulatory changes, and emerging risks.
• Communicate complex actuarial concepts and findings clearly to non-technical stakeholders.
• Utilize statistical software and programming languages (e.g., R, Python, SAS) for data manipulation and analysis.
• Participate in the actuarial examination process and work towards professional actuarial designations.

Qualifications:

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
• Progress towards or completion of actuarial exams (e.g., SOA or CAS).
• Minimum of 3 years of actuarial experience in the insurance industry.
• Strong analytical, problem-solving, and critical-thinking skills.
• Proficiency in statistical software and programming languages (e.g., R, Python, SAS).
• Excellent understanding of insurance products, pricing, and reserving principles.
• Ability to manage multiple projects and meet deadlines in a remote setting.
• Strong communication and interpersonal skills for effective collaboration.
• Experience with data visualization tools is a plus.

This position is fully remote, allowing you to work from any location while making a significant impact on our client's success.

Our client, a reputable financial services group, is looking for a seasoned Lead Insurance Underwriter to manage risk assessment and policy development. This position offers a hybrid work arrangement, combining remote flexibility with essential in-office collaboration. You will be responsible for evaluating insurance applications, analyzing risk factors, and determining appropriate policy terms and premiums for complex insurance products. This includes life, health, and property insurance lines. Your role will involve mentoring junior underwriters, developing underwriting guidelines, and ensuring compliance with regulatory standards. You will also collaborate with actuaries, claims adjusters, and sales teams to maintain portfolio profitability and growth. The ideal candidate will possess strong analytical skills, meticulous attention to detail, and a thorough understanding of insurance principles and market trends. Experience with underwriting software and data analytics is crucial. You will be expected to conduct detailed financial analysis of clients and businesses, assess potential liabilities, and make sound underwriting decisions. This role requires excellent communication and negotiation skills to effectively discuss policy terms with clients and brokers. Your expertise in identifying emerging risks and developing mitigation strategies will be vital. We are seeking an individual with a proven track record in underwriting leadership and a commitment to delivering exceptional service within a dynamic industry. Join our team and shape the future of risk management in insurance.

Our client, a reputable insurance provider, is seeking an experienced Senior Insurance Underwriter to join their remote team. This role is critical in evaluating and assessing insurance risks to determine eligibility, coverage, and premium rates. You will be responsible for analyzing financial statements, historical loss data, and other relevant information to make sound underwriting decisions. The Senior Underwriter will also play a key role in developing and refining underwriting guidelines and contributing to the overall profitability of the insurance portfolio.

Key responsibilities include reviewing and analyzing complex insurance applications, identifying potential risks and exposures, and recommending appropriate coverage limits and terms. You will collaborate with agents and brokers to gather necessary information and provide expert advice on underwriting matters. The role also involves monitoring market trends, competitor activities, and regulatory changes to ensure the company remains competitive and compliant. Developing and maintaining strong relationships with internal and external stakeholders is crucial. You will also mentor junior underwriters and contribute to their professional development. This position requires a meticulous approach, strong analytical skills, and a deep understanding of insurance principles and practices.

The ideal candidate will possess a Bachelor's degree in Finance, Actuarial Science, Business, or a related field, along with a minimum of 7 years of experience in insurance underwriting. Professional designations such as ACII, FLMI, or equivalent are highly desirable. Proven experience in analyzing risk, pricing policies, and making underwriting decisions is essential. Excellent communication, negotiation, and decision-making skills are required. As this is a fully remote position, you must be highly self-disciplined, organized, and possess excellent time management skills to succeed in this role.

Our client is seeking a seasoned Senior Insurance Underwriter to join their expanding team. This is a fully remote position, offering the flexibility to manage your workload from anywhere. You will be responsible for evaluating and assessing insurance applications, determining risk exposure, and setting appropriate premiums for a diverse range of policies. Your expertise in risk management and your ability to analyze complex data will be crucial in ensuring the profitability and stability of our insurance portfolio.

Key responsibilities include:

• Reviewing and analyzing insurance applications to assess risk factors accurately.
• Determining the eligibility of applicants and deciding whether to accept or reject applications.
• Calculating and setting appropriate premium rates based on risk assessments and company guidelines.
• Developing and recommending underwriting guidelines and policies.
• Managing a portfolio of policies, ensuring profitability and compliance.
• Communicating underwriting decisions and rationale to agents and brokers.
• Staying up-to-date with industry trends, regulations, and new products.
• Collaborating with claims and actuarial departments to refine risk models.
• Providing guidance and mentorship to junior underwriters.
• Identifying opportunities for process improvement within the underwriting function.

The ideal candidate will possess a Bachelor's degree in Finance, Economics, Risk Management, or a related field. A minimum of 6 years of experience in insurance underwriting, with a proven track record in risk assessment and policy pricing, is required. Professional designations such as ACII or equivalent are highly preferred. Strong analytical, quantitative, and decision-making skills are essential. Excellent understanding of insurance products, market dynamics, and regulatory frameworks is crucial. Proficiency in underwriting software and MS Excel is expected. This role requires strong communication and interpersonal skills to build relationships with internal and external stakeholders. This position is fully remote, supporting operations that may relate to the **Garissa** area, but work is not tied to this geographical location.

Our client is seeking a seasoned Senior Insurance Underwriter to join our hybrid team, offering a blend of remote flexibility and in-office collaboration. This vital role is responsible for evaluating and assessing insurance risks, determining appropriate coverage, and setting premiums for complex policies. You will leverage your expertise in risk management, financial analysis, and insurance products to make informed underwriting decisions. The ideal candidate possesses strong analytical skills, attention to detail, and a comprehensive understanding of the insurance industry. Responsibilities include:

• Reviewing and analyzing insurance applications to assess risk exposure.
• Evaluating financial statements, loss history, and other relevant data to determine policy terms and conditions.
• Developing and recommending appropriate insurance coverage levels and premium rates.
• Utilizing underwriting guidelines and risk assessment tools to make sound decisions.
• Collaborating with brokers, agents, and clients to gather necessary information and explain underwriting decisions.
• Monitoring the performance of assigned portfolios and identifying trends.
• Staying updated on industry regulations, market changes, and new insurance products.
• Mentoring junior underwriters and providing technical guidance.
• Participating in cross-functional teams to improve underwriting processes and profitability.
• Ensuring compliance with all regulatory requirements and company policies.

Qualifications:

• Bachelor's degree in Finance, Economics, Business, or a related field.
• Professional designations such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), or equivalent are highly preferred.
• Minimum of 7 years of experience in insurance underwriting, with a specialization in a specific line of business (e.g., Commercial Property, Casualty, Life).
• Strong analytical, financial, and risk assessment skills.
• Excellent understanding of insurance contracts, policy wording, and legal requirements.
• Proficiency in insurance software and data analysis tools.
• Strong communication, negotiation, and interpersonal skills.
• Ability to manage a caseload efficiently and meet deadlines.
• Detail-oriented and possesses strong decision-making capabilities.
• Adaptability to hybrid work models and collaborative environments.

This is an excellent opportunity to apply your underwriting expertise in a dynamic and evolving insurance landscape, with the added benefit of a hybrid work arrangement. If you are a meticulous and knowledgeable insurance professional seeking a challenging role, we encourage you to apply.

Our client, a leading insurance provider, is seeking an experienced and detail-oriented Senior Insurance Underwriter to join their remote underwriting team. This role is critical in assessing risk, determining policy terms and conditions, and ensuring the profitability and solvency of the insurance portfolio. The ideal candidate will possess a comprehensive understanding of insurance principles, actuarial concepts, and risk management strategies. This is a fully remote position, offering the flexibility to work from any location. Responsibilities include analyzing insurance applications, evaluating financial data, and conducting thorough risk assessments for potential clients. You will be responsible for selecting appropriate coverage, setting premium rates, and making informed decisions on policy acceptance or rejection. Key tasks involve staying current with industry regulations, market trends, and new underwriting technologies. You will also collaborate with sales teams, claims adjusters, and actuaries to provide expert advice and support. The Senior Underwriter will mentor junior underwriters and contribute to the development of underwriting guidelines and best practices. A Bachelor's degree in Finance, Actuarial Science, Economics, or a related field is required, along with a minimum of 5 years of experience in insurance underwriting, preferably in a remote environment. Professional designations such as ACII, CPCU, or equivalent are highly desirable. Strong analytical, quantitative, and decision-making skills are essential. Excellent communication and negotiation skills are necessary to effectively interact with clients and internal stakeholders.

Our client, a reputable insurance provider, is seeking an experienced Senior Insurance Underwriter to join their fully remote team. This position is critical for assessing and managing risk across various insurance policies, ensuring the financial health and stability of the company. You will be responsible for evaluating insurance applications, determining policy terms and conditions, and setting appropriate premiums based on thorough risk analysis. Your duties will include analyzing financial data, reviewing loss history, assessing industry-specific risks, and ensuring compliance with regulatory requirements. The ideal candidate will possess a strong understanding of insurance principles, risk management techniques, and actuarial concepts. Exceptional analytical, decision-making, and problem-solving skills are essential. You will need to communicate effectively with brokers, agents, and internal departments to gather necessary information and explain underwriting decisions. Proficiency in underwriting software and data analysis tools is highly desirable. This role is perfect for a seasoned underwriter seeking a challenging and flexible remote career where they can leverage their expertise to make significant contributions. You will play a key role in the profitable growth of the company by making sound underwriting judgments. The successful candidate will be a meticulous, detail-oriented individual with a commitment to ethical practices and a proven ability to manage complex underwriting portfolios in a virtual environment.

Responsibilities:

• Evaluate and underwrite insurance applications for various lines of business.
• Assess risks by analyzing applicant information, financial data, and loss history.
• Determine appropriate policy terms, conditions, and premiums.
• Ensure compliance with underwriting guidelines, company policies, and regulatory requirements.
• Develop and maintain strong relationships with brokers, agents, and clients.
• Collaborate with claims and actuarial departments on risk assessment and pricing.
• Identify and mitigate potential underwriting risks.
• Contribute to the development and refinement of underwriting strategies and guidelines.
• Mentor and train junior underwriters.
• Stay updated on industry trends, market changes, and new products.

Qualifications:

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Professional insurance designations (e.g., CPCU, AU) are highly preferred.
• Minimum of 6 years of experience in insurance underwriting.
• Proven experience in evaluating and underwriting complex risks.
• Strong analytical and quantitative skills.
• Excellent decision-making and problem-solving abilities.
• Proficiency in underwriting software and data analysis tools.
• Strong understanding of insurance regulations and compliance.
• Excellent communication and interpersonal skills.
• Ability to work independently and manage workload effectively in a remote setting.

This fully remote role is ideal for an experienced underwriter aiming to contribute to the insurance sector remotely, supporting clients primarily in the **Mlolongo, Machakos, KE** vicinity.

Background
The International Institute for Legislative Affairs (IILA) is a not-for-profit organization that is dedicated to advancing public health through robust policy and legislative frameworks. We carry out evidence-based policy and legislative advocacy, capacity building, legislative drafting and advocating for the passage of pro-people policies and legislation in Kenya. We are committed to ensuring Kenya's full implementation of the World Health Organization (WHO) Framework Convention on Tobacco Control (FCTC) measures, to ensure that the Kenyan populace is protected from the devastating effects of tobacco use. br>Tobacco use continues to be a leading preventable cause of illness and death in Kenya, contributing significantly to the national burden of non-communicable diseases (NCDs). Although the country has established a comprehensive and progressive policy framework, effective implementation of the national tobacco control policies continues to encounter various challenges and potential risks. These include evolving tobacco industry tactics, illicit trade, legal challenges, enforcement gaps, shifting political priorities, and socio-economic factors. Proactive identification, assessment, and mitigation of these risks are critical to safeguarding public health gains, ensuring policy objectives are met, and protecting the policy from potential setbacks. There is a pressing need to assess potential risks to tobacco control policy implementation and proactively design mitigation strategies that will ensure sustained progress. To address this, IILA seeks to engage a consultant to undertake a national-level risk assessment and develop a comprehensive risk mitigation plan for tobacco control in Kenya.
Objective of the Consultancy
The overall objective of this consultancy is to assess existing and emerging risks that hinder effective implementation of the national tobacco control policy and develop a risk mitigation plan that supports national efforts in strengthening policy enforcement, sustainability, and health outcomes.
Specific Objectives


To conduct a comprehensive risk assessment of the tobacco control landscape in Kenya.
o identify institutional, political, social, and economic threats to effective tobacco control.
To develop a practical and actionable risk mitigation plan aligned with the National Tobacco Control Policies.
To engage key stakeholders including government, CSOs, and academia in the process.
To provide recommendations to inform budget prioritization and implementation strategies.

Terms of Reference and scope of work
The terms of reference and scope of services shall include but are not limited to the following:


Review existing national and county tobacco control laws, regulations, and implementation plans.
Identify current and potential risks impacting the enforcement and effectiveness of tobacco control policies.
Develop a zero-draft of the risk assessment and risk mitigation plan with timelines and responsible actors.
Facilitate two stakeholder engagements to validate findings and proposed strategies.
Present findings and recommendations to relevant stakeholders and partners for final input.

Deliverables


Inception report outlining the methodology and timelines.
A comprehensive risk assessment report highlighting risks, opportunities and a mitigation plan with validated inputs.
Presentation materials for stakeholder validation workshop.

Qualifications and Experience
The ideal consultant should possess:


A postgraduate degree in Public Health, Policy, or related field.
At least 7 years of experience in public policy development and analysis, health policy, or risk management.
Proven experience conducting stakeholder-driven policies or legal assessments.
Excellent analytical, writing, and facilitation skills.
At least 10 years’ experience in Tobacco Control at the national level < r> D monstrate zero affiliation to the Tobacco Industry
Demonstrated independence and neutrality, with no affiliation to the tobacco industry.

Duration and Location
The consultancy will run for a period of 8 weeks from the date of the contract. The consultant will be based in Nairobi, Kenya, with local travel as needed.
Conflict of Interest
To maintain the integrity of the process, the selected consultant must:


Have no current or prior financial or advisory relationships with tobacco-related industries.
Sign a Declaration of Independence and Conflict of Interest form.

Application Procedure Supervision and Reporting
The consultant will report to IILA’s Chief Executive Officer. Regular updates and check-ins will be required throughout the project. < r>

How to apply
Application Procedure
Interested consultants should submit the following:


A technical proposal detailing the proposed approach and understanding of the assignment.
A financial proposal including a detailed cost breakdown.
An updated CV highlighting relevant experience.

Applications should be submitted electronically to no later than 31st August 2025.
Subject line: ‘Consultancy – Tobacco Control Risk Assessment & Development of a Mitigation Plan – IILA 08/2025’