104 Senior Insurance Underwriter Risk Assessment jobs in Kenya
Lead Insurance Underwriter - Risk Assessment
Posted 19 days ago
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Job Description
Our client is seeking a highly experienced and analytical Lead Insurance Underwriter to join their fully remote underwriting department. This senior position is responsible for developing and implementing underwriting strategies, assessing complex risks, and making informed decisions on policy issuance across various insurance lines. You will lead a team of underwriters, provide expert guidance, and ensure the profitability and solvency of the insurance portfolio. The ideal candidate will possess a deep understanding of risk management principles, actuarial concepts, and insurance regulations. Proven experience in underwriting, particularly with complex commercial risks or specialized insurance products, is essential. Key responsibilities include evaluating applications, analyzing financial data and loss history, determining appropriate premiums and coverage terms, and collaborating with brokers and agents to gather necessary information. You will also be involved in developing underwriting guidelines, training junior underwriters, and monitoring market trends to adapt strategies accordingly. This is an excellent opportunity to contribute to a reputable insurance firm while enjoying the flexibility of a fully remote work environment, allowing you to operate from anywhere. While the role is remote, an understanding of the insurance market and client needs within regions such as Eldoret, Uasin Gishu, KE can be advantageous for strategic insights. A Bachelor's degree in Finance, Economics, Actuarial Science, or a related field is required; professional designations such as CPCU (Chartered Property Casualty Underwriter) or equivalent are highly preferred. Strong analytical, decision-making, and leadership skills are paramount. If you are a seasoned underwriter passionate about risk assessment and eager to lead and innovate within a remote-first setting, we encourage you to apply.
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Senior Insurance Underwriter - Risk Assessment
Posted 19 days ago
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Job Description
Our client, a reputable insurance provider, is looking for a detail-oriented and experienced Senior Insurance Underwriter to join their risk management team. This role is crucial in evaluating and pricing insurance policies, ensuring profitability and compliance with regulatory standards. The ideal candidate will possess a strong understanding of actuarial principles, risk assessment methodologies, and insurance product lines. Responsibilities include analyzing complex risk factors associated with potential policyholders, determining appropriate coverage levels, and setting competitive yet profitable premiums. You will collaborate closely with agents, brokers, and other departments to gather necessary information and make informed underwriting decisions. The ability to interpret financial statements, assess historical data, and apply underwriting guidelines effectively is essential. Strong analytical, decision-making, and negotiation skills are required. This position offers a hybrid work arrangement, allowing for a balance between remote work and essential in-office collaboration, including client meetings and team discussions. A Bachelor's degree in Finance, Economics, or a related field, coupled with significant experience in insurance underwriting, is highly desirable. Professional designations such as AU, CPCU, or equivalent are a significant asset. This is an excellent opportunity for a seasoned professional to contribute to the financial health and strategic growth of the organization by managing risk effectively in **Naivasha, Nakuru, KE**.
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Remote Lead Insurance Underwriter - Risk Assessment
Posted 19 days ago
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Job Description
Our client is seeking an experienced and detail-oriented Lead Insurance Underwriter to join their expanding team. This is a fully remote position, allowing you to contribute your expertise from anywhere. You will be responsible for evaluating and assessing insurance risks, determining policy terms and conditions, and pricing policies accurately to ensure profitability and client satisfaction. This role requires a deep understanding of actuarial principles, risk management strategies, and regulatory requirements within the insurance industry. You will work closely with actuaries, claims adjusters, and sales teams to develop and refine underwriting guidelines and policies. Key responsibilities include analyzing complex financial data, evaluating historical loss data, and assessing the potential for future losses for individual risks and portfolios. You will also be involved in developing new insurance products and enhancing existing ones by providing expert underwriting insights. This position involves mentoring and guiding junior underwriters, fostering a culture of continuous learning and development within the underwriting department. The ideal candidate will possess a Bachelor's degree in Actuarial Science, Finance, Economics, or a related field, along with a minimum of 6 years of progressive experience in insurance underwriting. Professional designations such as ACII, FLMI, or equivalent are highly desirable. Proven experience in underwriting various lines of business (e.g., life, health, general insurance) is essential. Strong analytical, quantitative, and critical thinking skills are a must. You must be proficient in data analysis tools and have excellent communication and negotiation skills to effectively collaborate with internal and external stakeholders. The ability to make sound, data-driven decisions in a remote setting is critical. This is an excellent opportunity to advance your career in the insurance sector, contributing to strategic decision-making and enjoying the flexibility of a remote-first environment. While the role is remote, strategic oversight and collaboration will be key in relation to insurance markets affecting Kericho, Kericho, KE.
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Remote Senior Insurance Underwriter - Risk Assessment
Posted 19 days ago
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Job Description
Our client, a leading insurer, is seeking a highly experienced Remote Senior Insurance Underwriter to join their dynamic team. This fully remote position allows you to leverage your expertise in risk assessment and policy evaluation from the comfort of your home office. You will be responsible for analyzing insurance applications, assessing risk factors, and determining the terms and conditions for policies across various insurance lines. Your role will involve in-depth evaluation of financial data, medical records, property details, and other relevant information to make informed underwriting decisions. You will work closely with agents and brokers, providing guidance and ensuring compliance with company guidelines and regulatory requirements. The ideal candidate possesses exceptional analytical skills, a keen eye for detail, and a thorough understanding of insurance principles and market dynamics.
Key Responsibilities:
Required Qualifications:
Key Responsibilities:
- Evaluate and underwrite complex insurance applications for a variety of insurance products (e.g., life, health, property, casualty).
- Assess risk exposure by analyzing applicant data, financial statements, medical histories, and other relevant documentation.
- Determine policy terms, conditions, pricing, and coverage limits based on risk assessment.
- Adhere to underwriting guidelines, regulatory requirements, and company policies.
- Communicate underwriting decisions and rationale clearly to agents, brokers, and policyholders.
- Collaborate with claims departments to provide underwriting input on complex claims.
- Stay informed about industry trends, market changes, and emerging risks.
- Develop and maintain strong relationships with internal stakeholders and external partners.
- Mentor and guide junior underwriters, sharing expertise and best practices.
- Contribute to the development and refinement of underwriting tools and processes.
Required Qualifications:
- Bachelor's degree in Finance, Economics, Business Administration, or a related field. Advanced degree or relevant professional certifications (e.g., FLMI, ACII) are highly valued.
- Minimum of 5 years of experience in insurance underwriting, with a proven track record in handling complex risks.
- Demonstrated expertise in risk assessment methodologies and financial analysis.
- In-depth knowledge of insurance products, policy structures, and regulatory frameworks.
- Excellent analytical, decision-making, and problem-solving skills.
- Strong communication and interpersonal skills, with the ability to negotiate effectively.
- Proficiency in underwriting software and data analysis tools.
- Ability to work independently, manage a high volume of applications, and meet strict deadlines in a remote environment.
- High ethical standards and a commitment to confidentiality.
- Experience in a remote or hybrid work setting is preferred.
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Senior Insurance Underwriter - Risk Assessment (Remote)
Posted 4 days ago
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Job Description
Our client, a reputable and growing insurance firm, is seeking a highly analytical and experienced Senior Insurance Underwriter specializing in Risk Assessment to join their fully remote underwriting team. This crucial role involves evaluating insurance applications, assessing risk factors, and determining appropriate policy terms and premiums to ensure the financial stability and profitability of the company. You will be responsible for analyzing complex data, applying underwriting guidelines, and making sound judgments on a wide range of insurance products.
Key responsibilities include meticulously reviewing insurance applications and supporting documentation, conducting thorough risk analysis using various data sources and tools, and calculating premiums based on assessed risk levels. You will work closely with insurance brokers and agents to gather necessary information and clarify policy details. This position requires a deep understanding of insurance principles, actuarial concepts, and regulatory requirements. You will be instrumental in developing and refining underwriting guidelines and procedures to adapt to evolving market conditions and risk landscapes. The ability to identify potential fraudulent activities and mitigate losses is also a key aspect of this role.
The ideal candidate will possess a Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field. Professional designations such as Associate in Underwriting (AU) or Chartered Property Casualty Underwriter (CPCU) are highly desirable. A minimum of 7 years of progressive experience in insurance underwriting, with a strong focus on risk assessment and analysis, is essential. Proven experience in underwriting complex risks for various insurance lines (e.g., property, casualty, liability) is required. Strong analytical, statistical, and problem-solving skills are critical. Proficiency in underwriting software and data analysis tools is mandatory. Excellent decision-making abilities, attention to detail, and communication skills are necessary to effectively convey underwriting decisions and rationale to internal and external stakeholders in a remote setting. You must be a self-motivated individual with a strong ethical compass and the ability to manage a high workload efficiently. This is an excellent opportunity to contribute significantly to the risk management strategies of a leading insurance provider. The virtual headquarters for this role is aligned with **Embu, Embu, KE**.
Key responsibilities include meticulously reviewing insurance applications and supporting documentation, conducting thorough risk analysis using various data sources and tools, and calculating premiums based on assessed risk levels. You will work closely with insurance brokers and agents to gather necessary information and clarify policy details. This position requires a deep understanding of insurance principles, actuarial concepts, and regulatory requirements. You will be instrumental in developing and refining underwriting guidelines and procedures to adapt to evolving market conditions and risk landscapes. The ability to identify potential fraudulent activities and mitigate losses is also a key aspect of this role.
The ideal candidate will possess a Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field. Professional designations such as Associate in Underwriting (AU) or Chartered Property Casualty Underwriter (CPCU) are highly desirable. A minimum of 7 years of progressive experience in insurance underwriting, with a strong focus on risk assessment and analysis, is essential. Proven experience in underwriting complex risks for various insurance lines (e.g., property, casualty, liability) is required. Strong analytical, statistical, and problem-solving skills are critical. Proficiency in underwriting software and data analysis tools is mandatory. Excellent decision-making abilities, attention to detail, and communication skills are necessary to effectively convey underwriting decisions and rationale to internal and external stakeholders in a remote setting. You must be a self-motivated individual with a strong ethical compass and the ability to manage a high workload efficiently. This is an excellent opportunity to contribute significantly to the risk management strategies of a leading insurance provider. The virtual headquarters for this role is aligned with **Embu, Embu, KE**.
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Senior Remote Insurance Underwriter - Risk Assessment
Posted 8 days ago
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Job Description
Our client is seeking a highly experienced Senior Remote Insurance Underwriter to join their expanding virtual team. This role is pivotal in assessing and evaluating insurance risks, determining policy terms and conditions, and ensuring the profitability and solvency of the insurance portfolio. You will be responsible for analyzing complex data, applying underwriting principles, and making informed decisions on a wide range of insurance applications. The ideal candidate will possess a strong analytical acumen, deep knowledge of insurance products and risk management, and exceptional communication skills necessary to collaborate effectively in a remote environment.
Key Responsibilities:
Qualifications:
Key Responsibilities:
- Analyze and evaluate insurance applications, assessing risks associated with potential policyholders based on various factors.
- Determine appropriate coverage levels, policy terms, conditions, and pricing (premiums) to ensure profitability and mitigate losses.
- Interpret and apply insurance policies, regulatory guidelines, and company underwriting standards.
- Utilize underwriting software and data analytics tools to support decision-making processes.
- Communicate effectively with insurance agents, brokers, and clients to gather necessary information and explain underwriting decisions.
- Collaborate with claims departments to understand loss trends and their impact on underwriting.
- Stay updated on industry developments, market trends, and changes in regulations affecting insurance underwriting.
- Develop and maintain strong relationships with internal stakeholders, including sales, actuarial, and legal departments.
- Mentor and guide junior underwriters, providing technical expertise and training.
- Contribute to the development and refinement of underwriting guidelines and strategies.
- Identify opportunities for new product development or modifications based on market analysis and risk assessment.
- Ensure compliance with all relevant insurance laws and regulations in a remote setting.
- Prepare detailed reports and recommendations on underwriting performance and risk exposure.
- Proactively identify and manage potential underwriting risks and exposures.
Qualifications:
- Bachelor's degree in Insurance, Finance, Economics, Business Administration, or a related field.
- Professional underwriting designations (e.g., AU, CPCU, or equivalent) are highly preferred.
- Minimum of 5-7 years of experience in insurance underwriting, with a focus on specific lines of business (e.g., property, casualty, life, health).
- Proven ability to analyze complex data, assess risk, and make sound underwriting decisions.
- Strong understanding of insurance principles, risk management, and relevant legal/regulatory frameworks.
- Excellent analytical, problem-solving, and critical thinking skills.
- Exceptional written and verbal communication skills, with the ability to articulate complex information clearly.
- Proficiency in underwriting software, insurance databases, and MS Office Suite.
- Demonstrated ability to work independently and manage workload effectively in a remote environment.
- Strong organizational skills and attention to detail.
- Experience in mentoring junior team members is a significant plus.
- Adaptability and willingness to learn about new insurance products and market dynamics.
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5
Insurance Underwriter - Risk Assessment
Posted 10 days ago
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Job Description
Our client, a reputable insurance company, is seeking a skilled Insurance Underwriter to join their growing team. This hybrid role requires a balance of remote work flexibility and in-office collaboration. You will be responsible for evaluating and assessing insurance risks, determining appropriate coverage terms, and setting premium rates for new and existing policies. Your expertise will be critical in managing the company's risk exposure and ensuring profitability. Key responsibilities include analyzing applicant information, financial statements, and relevant data to determine risk acceptability, developing policy terms and conditions, negotiating rates with brokers and agents, and working closely with claims and actuarial departments. A thorough understanding of underwriting principles, insurance products, and regulatory compliance is essential. The ideal candidate will possess a Bachelor's degree in Finance, Economics, Business, or a related field, and ideally hold relevant professional certifications such as ACII or equivalent. A minimum of 5 years of experience in insurance underwriting, with a proven ability to make sound risk judgments, is required. Excellent analytical, quantitative, and decision-making skills are paramount. Strong communication and interpersonal skills are necessary for interacting with internal teams and external stakeholders. This position is based in Meru, Meru, KE , and offers a hybrid work arrangement, combining remote work with periodic office presence for team meetings and strategic discussions. We are looking for a detail-oriented, analytical, and results-driven professional committed to maintaining the integrity and success of our underwriting operations. If you are an experienced underwriter looking for a dynamic role with a leading insurance firm, we encourage you to apply.
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Senior Insurance Underwriter - Risk Assessment Specialist
Posted 11 days ago
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Job Description
Our client, a reputable and rapidly expanding insurance provider, is looking for a highly skilled Senior Insurance Underwriter to join their esteemed underwriting team. This role is fully remote, offering the convenience and flexibility of working from home. As a Senior Underwriter, you will be responsible for assessing and evaluating complex insurance risks, determining appropriate coverage terms, and pricing policies accurately. Your expertise will be vital in safeguarding the company's financial stability and ensuring profitable growth.
Responsibilities:
Responsibilities:
- Analyze and evaluate insurance applications, focusing on property, casualty, or specialty lines, to assess risk exposure.
- Determine the insurability of applicants based on risk assessment and company guidelines.
- Set appropriate premium rates, deductibles, and policy terms and conditions for individual risks.
- Develop and maintain a strong understanding of market trends, regulatory changes, and competitive landscape.
- Collaborate with brokers and agents to gather necessary information and explain underwriting decisions.
- Identify opportunities for cross-selling and up-selling related insurance products.
- Provide guidance and mentorship to junior underwriters.
- Contribute to the development and refinement of underwriting policies and procedures.
- Monitor the performance of a book of business, identifying trends and potential issues.
- Effectively communicate complex underwriting decisions to internal and external stakeholders.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- A minimum of 8 years of progressive experience in insurance underwriting.
- Proven expertise in risk assessment and analysis across various insurance lines.
- Strong knowledge of insurance principles, regulations, and market practices.
- Excellent analytical, critical thinking, and decision-making skills.
- Exceptional communication, negotiation, and interpersonal abilities.
- Proficiency in underwriting software and relevant insurance databases.
- Relevant professional designations (e.g., CPCU, AU) are highly preferred.
- Ability to work independently and manage a demanding workload in a remote setting.
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7
Senior Insurance Underwriter - Complex Risk Assessment
Posted 19 days ago
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Job Description
Our client is seeking an experienced and highly analytical Senior Insurance Underwriter to join their fully remote team. This role is responsible for evaluating and assessing complex insurance risks, determining appropriate coverage terms, and setting premium rates for a diverse portfolio of clients. The ideal candidate will possess a deep understanding of insurance principles, financial analysis, risk management techniques, and regulatory requirements. You will play a crucial role in maintaining the profitability and solvency of the insurance portfolio by making sound underwriting decisions.
Key Responsibilities:
Key Responsibilities:
- Analyze and underwrite complex insurance applications, assessing risks associated with individuals, businesses, and properties.
- Evaluate financial statements, loss histories, and other relevant data to determine policy terms, conditions, and pricing.
- Develop and apply underwriting guidelines and policies to ensure consistent risk selection and pricing.
- Make informed decisions on policy acceptance, rejection, or modification, balancing risk appetite with profitability goals.
- Collaborate with insurance brokers and agents to gather necessary information and explain underwriting decisions.
- Stay current with industry trends, market conditions, and regulatory changes affecting insurance underwriting.
- Identify and mitigate potential sources of adverse selection and moral hazard.
- Assist in the development and implementation of new insurance products and underwriting tools.
- Mentor junior underwriters and provide training on underwriting best practices and techniques.
- Participate in audits and reviews to ensure compliance with underwriting standards and regulatory requirements.
- Contribute to the overall strategic direction of the underwriting department.
- Bachelor's degree in Finance, Economics, Risk Management, Business Administration, or a related field.
- Minimum of 6 years of experience in insurance underwriting, with a strong focus on complex commercial or specialty lines.
- Proven track record of sound underwriting judgment and profitable portfolio management.
- In-depth knowledge of insurance contracts, policy wordings, and relevant legal/regulatory frameworks.
- Strong analytical and quantitative skills, with proficiency in financial modeling and data analysis.
- Excellent communication, negotiation, and interpersonal skills.
- Ability to work independently and manage a demanding workload in a remote environment.
- Professional designations such as ACII, CPCU, or equivalent are highly desirable.
- Proficiency in underwriting software and standard office applications.
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Remote Insurance Underwriter - Financial Risk Assessment
Posted 19 days ago
Job Viewed
Job Description
Our client, a reputable insurance provider, is actively seeking an experienced Remote Insurance Underwriter to join their expanding team. This critical role involves evaluating and assessing insurance risks, determining policy terms and conditions, and pricing insurance coverage to ensure profitability and mitigate financial exposure. The ideal candidate will possess strong analytical skills, a deep understanding of insurance principles, and the ability to make sound financial judgments. Working entirely remotely, you will leverage advanced analytical tools and data to make informed underwriting decisions. You will be responsible for reviewing applications, analyzing financial statements, assessing risk factors, and communicating underwriting decisions to agents and clients. Key responsibilities include: meticulously evaluating insurance applications to assess risk levels across various lines of business; analyzing applicant data, including financial history, claims records, and risk exposures; determining appropriate policy terms, conditions, and premium rates based on risk assessment; ensuring compliance with underwriting guidelines, regulatory requirements, and company policies; communicating underwriting decisions clearly and effectively to brokers, agents, and policyholders; collaborating with claims departments to provide input on risk assessments; staying abreast of market trends, industry developments, and new underwriting tools and technologies; contributing to the development and refinement of underwriting policies and procedures; and maintaining accurate and organized underwriting files and records. A minimum of 3 years of experience in insurance underwriting is essential, with a proven ability to manage a diverse workload in a remote setting.
Location: Nyeri, Nyeri, KE
Location: Nyeri, Nyeri, KE
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