420 Senior Credit Risk Analyst jobs in Kenya
Job Description
Our client is seeking a diligent and analytical Credit Risk Analyst to join their established financial institution in **Malindi, Kilifi, KE**. This role is crucial for assessing the creditworthiness of potential borrowers and managing the overall credit risk exposure of the bank. You will be responsible for analyzing financial statements, credit reports, and other relevant data to determine the risk associated with lending to individuals and businesses. Key responsibilities include developing and maintaining credit scoring models, monitoring loan portfolios for signs of distress, and providing recommendations on credit limits and loan terms. You will also be involved in the review and enhancement of credit policies and procedures to ensure compliance with regulatory requirements and industry best practices. Strong understanding of financial markets, economic indicators, and risk management principles is essential. The ideal candidate will possess exceptional analytical and quantitative skills, meticulous attention to detail, and strong communication abilities to effectively present findings and recommendations to senior management and loan officers. This position offers a challenging yet rewarding career opportunity within a reputable organization, contributing directly to sound financial decision-making. You will play a key role in safeguarding the institution's assets and ensuring sustainable growth. The ability to work collaboratively within a team environment and independently manage workload is highly valued.
Responsibilities:
Responsibilities:
- Analyze financial data, credit reports, and market information to assess credit risk.
- Develop, implement, and refine credit scoring models and risk assessment methodologies.
- Monitor and report on the performance of loan portfolios.
- Provide recommendations on credit applications, terms, and conditions.
- Ensure compliance with regulatory requirements and internal credit policies.
- Conduct stress testing and scenario analysis on credit exposures.
- Collaborate with business units to manage and mitigate credit risk.
- Prepare detailed credit risk reports for management review.
- Stay updated on industry trends and best practices in credit risk management.
- Contribute to the development and improvement of credit policies.
- Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field.
- Proven experience in credit risk analysis or a similar role within the financial services industry.
- Strong understanding of financial statements, credit analysis techniques, and risk modeling.
- Proficiency in statistical software and data analysis tools (e.g., Excel, SQL, R, Python).
- Excellent analytical, problem-solving, and critical thinking skills.
- Strong communication and presentation abilities.
- Knowledge of relevant banking regulations and compliance requirements.
- Ability to work effectively in a team and manage individual responsibilities.
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Job Description
Our client, a leading financial institution, is seeking a highly analytical and experienced Lead Credit Risk Analyst to join their remote team. This pivotal role involves developing, implementing, and managing sophisticated credit risk models and strategies to safeguard the company's financial health. You will be responsible for analyzing credit portfolios, assessing risk exposure, and providing strategic recommendations to mitigate potential losses. Your duties will include evaluating loan applications, monitoring market trends, and interpreting economic indicators to forecast credit risk. You will play a key role in establishing and refining credit policies and procedures, ensuring compliance with regulatory requirements. Collaboration with business units, IT, and other risk management functions will be crucial for effective risk assessment and mitigation. The ideal candidate will possess a strong quantitative background, extensive experience in credit risk analysis, and a deep understanding of financial markets and regulations. Proficiency in statistical modeling software (e.g., SAS, R, Python) and advanced Excel skills are essential. Exceptional analytical, problem-solving, and communication skills are required to present complex risk assessments clearly and concisely to stakeholders at all levels. You will be expected to mentor junior analysts and contribute to the development of the risk management team. This remote position offers a significant opportunity to influence strategic decision-making and contribute to the stability and growth of the organization. Responsibilities include developing stress testing scenarios, conducting peer analysis, and preparing detailed reports for senior management. We are looking for a proactive and detail-oriented professional committed to excellence in credit risk management.
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1
Senior Credit Risk Analyst
Posted 19 days ago
Job Viewed
Job Description
Our client is seeking a highly skilled and experienced Senior Credit Risk Analyst to join their esteemed, fully remote financial services team. This role is critical in assessing and managing credit risk exposures, ensuring the financial health and stability of the organization. The Senior Credit Risk Analyst will be responsible for developing, implementing, and maintaining robust credit risk models, policies, and procedures. You will analyze financial data, credit reports, and market information to evaluate the creditworthiness of borrowers, counterparties, and potential investments. Your expertise will be vital in identifying, measuring, and monitoring credit risk, as well as recommending appropriate risk mitigation strategies. The ideal candidate will possess a strong analytical mindset, a deep understanding of financial markets, credit instruments, and regulatory requirements. Exceptional quantitative skills and proficiency in statistical modeling software are essential. This is a fully remote position, demanding excellent communication, collaboration, and self-management capabilities. You will work closely with lending officers, portfolio managers, and other stakeholders to provide critical insights and support sound credit decisions. Responsibilities:
- Develop, implement, and validate credit risk models and scoring systems.
- Analyze financial statements, credit histories, and other relevant data to assess the credit risk of new and existing clients.
- Monitor credit portfolios for potential risks and compliance with established policies.
- Prepare comprehensive credit risk reports and present findings to senior management and relevant committees.
- Recommend appropriate credit limits, terms, and collateral requirements.
- Stay abreast of industry best practices, regulatory changes, and economic conditions impacting credit risk.
- Collaborate with business units to ensure a thorough understanding of the credit risk implications of new products and strategies.
- Develop and refine credit risk policies and procedures.
- Conduct stress testing and scenario analysis on credit portfolios.
- Mentor junior analysts and contribute to the team's overall expertise.
- Ensure compliance with all applicable regulations and internal policies.
- Provide insights on market trends and their potential impact on credit risk.
- Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
- Minimum of 6 years of experience in credit risk analysis, credit assessment, or a related financial role.
- Proven expertise in credit risk modeling, statistical analysis, and data mining techniques.
- Strong understanding of financial statements, accounting principles, and credit markets.
- Proficiency in analytical software such as SAS, R, Python, or similar.
- Excellent knowledge of regulatory frameworks related to credit risk (e.g., Basel Accords).
- Exceptional analytical, problem-solving, and critical-thinking skills.
- Strong written and verbal communication skills, with the ability to articulate complex findings clearly.
- Ability to work independently and manage priorities effectively in a remote environment.
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Lead Credit Risk Analyst - Remote
Posted 19 days ago
Job Viewed
Job Description
Our client, a prominent financial services provider, is looking for a Lead Credit Risk Analyst to join their globally distributed team. This is a fully remote role, offering the chance to apply your expertise in risk management and financial analysis from anywhere. You will be responsible for developing, implementing, and monitoring credit risk policies and procedures to ensure the soundness of the organization's loan portfolio. Your primary focus will be on assessing and mitigating credit risks associated with various financial products and clients. Key responsibilities include conducting in-depth analysis of credit applications, evaluating financial statements, and performing statistical modeling to predict default probabilities. You will also be involved in developing and refining credit scoring models, stress testing portfolios, and reporting on risk exposure to senior management. Collaboration with business units, legal, and compliance teams to ensure adherence to regulatory requirements and internal risk appetite is crucial. This remote position requires exceptional analytical skills, strong knowledge of financial markets, and a deep understanding of credit risk principles. Proficiency in data analysis tools (e.g., SQL, Python, R) and financial modeling software is essential. You must possess excellent communication and presentation skills to articulate complex risk assessments to diverse audiences. As a remote leader, you should be highly self-motivated, organized, and capable of managing multiple priorities effectively. The ability to foster strong working relationships within a virtual team environment is paramount. This is an outstanding opportunity to play a pivotal role in safeguarding the financial stability of our client and contribute to strategic risk management initiatives in a flexible, remote setting.
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Senior Remote Credit Risk Analyst
Posted 11 days ago
Job Viewed
Job Description
Our client, a leading financial institution known for its robust risk management framework and innovative banking solutions, is seeking an experienced Senior Remote Credit Risk Analyst to join their globally distributed team. This role is critical in assessing and managing credit risk across various loan portfolios, ensuring the financial health and stability of the organization. You will be responsible for developing, implementing, and monitoring credit risk models, analyzing financial statements, and providing recommendations to mitigate potential losses. This fully remote position requires a strong quantitative background, deep understanding of credit markets, and exceptional analytical skills.
Responsibilities:
Responsibilities:
- Conduct in-depth analysis of financial statements, credit reports, and market data to assess the creditworthiness of corporate clients and financial institutions.
- Develop, validate, and implement quantitative credit risk models, including probability of default (PD), loss given default (LGD), and exposure at default (EAD) models.
- Monitor credit portfolios for risk concentrations, early warning signs, and potential impairments.
- Prepare comprehensive credit risk reports and presentations for senior management, the board, and regulatory bodies.
- Advise business units on credit risk appetite, policy adherence, and risk mitigation strategies.
- Stay current with industry best practices, regulatory changes (e.g., Basel accords), and economic conditions affecting credit risk.
- Collaborate with business development teams to ensure credit risk considerations are integrated into new product and lending strategies.
- Perform stress testing and scenario analysis on credit portfolios.
- Contribute to the enhancement of risk management systems and data infrastructure.
- Provide expert guidance and mentorship to junior analysts.
- Master's degree or PhD in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
- Minimum of 5 years of progressive experience in credit risk analysis, financial modeling, or a related role within the banking or financial services sector.
- Demonstrated expertise in statistical modeling techniques, quantitative analysis, and data mining.
- Proficiency in programming languages such as Python, R, or SAS for statistical analysis and model development.
- Strong understanding of financial markets, credit instruments, and regulatory frameworks governing credit risk.
- Excellent analytical, problem-solving, and critical-thinking skills.
- Proven ability to communicate complex quantitative concepts clearly and concisely to both technical and non-technical audiences.
- Experience with large datasets and database management tools.
- Ability to work independently and manage multiple priorities in a remote setting.
- Familiarity with AI/ML applications in credit risk modeling is a plus.
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Senior Credit Risk Analyst, Remote
Posted 17 days ago
Job Viewed
Job Description
Our client, a leading financial institution, is seeking an experienced Senior Credit Risk Analyst to join their remote team. This critical role will focus on assessing and managing credit risk across a diverse portfolio of clients and financial products. You will be responsible for developing, implementing, and monitoring credit risk models, policies, and procedures to safeguard the institution's financial health. The ideal candidate will possess a strong quantitative background, a deep understanding of financial markets, and a proven ability to analyze complex data sets. Key responsibilities include:
Qualifications: A Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field is required. A Master's degree or MBA is highly preferred. A minimum of 5-7 years of experience in credit risk analysis, portfolio management, or a related financial services role. Proven experience in developing, validating, and implementing credit risk models (e.g., PD, LGD, EAD models). Strong understanding of financial markets, lending products, and credit risk management principles. Proficiency in statistical software (e.g., SAS, R, Python) and advanced Excel skills. Excellent analytical, problem-solving, and quantitative abilities. Strong written and verbal communication skills. Ability to work independently and manage multiple priorities effectively in a remote setting.
- Developing and validating credit risk models for various financial products and customer segments.
- Analyzing financial statements, credit reports, and other data to assess creditworthiness of borrowers.
- Monitoring the performance of existing credit portfolios, identifying potential risks, and recommending mitigation strategies.
- Contributing to the development and enhancement of credit risk policies and procedures.
- Preparing comprehensive reports and presentations on credit risk exposure and trends for senior management.
- Staying current with regulatory requirements and industry best practices in credit risk management.
- Collaborating with business units to ensure consistent application of credit risk standards.
- Conducting stress testing and scenario analysis on credit portfolios.
Qualifications: A Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field is required. A Master's degree or MBA is highly preferred. A minimum of 5-7 years of experience in credit risk analysis, portfolio management, or a related financial services role. Proven experience in developing, validating, and implementing credit risk models (e.g., PD, LGD, EAD models). Strong understanding of financial markets, lending products, and credit risk management principles. Proficiency in statistical software (e.g., SAS, R, Python) and advanced Excel skills. Excellent analytical, problem-solving, and quantitative abilities. Strong written and verbal communication skills. Ability to work independently and manage multiple priorities effectively in a remote setting.
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5
Remote Lead Credit Risk Analyst - Banking
Posted 19 days ago
Job Viewed
Job Description
Our client, a prominent financial institution, is seeking a highly experienced and strategic Remote Lead Credit Risk Analyst to head their credit risk management function. This is a critical, fully remote leadership position that will play a vital role in safeguarding the organization's financial health. You will be responsible for developing, implementing, and overseeing robust credit risk assessment frameworks, policies, and procedures. Your core duties will involve analyzing credit portfolios, evaluating counterparty risk, forecasting potential credit losses, and developing strategies to mitigate credit risk exposure. You will lead a team of credit analysts, providing mentorship, guidance, and ensuring the quality and timeliness of their work. The ideal candidate will possess a deep understanding of credit risk modeling, financial statement analysis, and regulatory requirements within the banking sector. Proven experience in portfolio management, risk mitigation techniques, and a strong command of quantitative analysis tools are essential. Excellent leadership, communication, and problem-solving skills are paramount, along with the ability to articulate complex risk concepts to senior management and regulatory bodies in a clear and concise manner. This role requires a proactive, strategic thinker who can drive best practices and innovation in credit risk management, contributing significantly to the stability and profitability of the bank, especially concerning its operations and lending activities related to Nakuru, Nakuru, KE . You will also be responsible for staying updated on market trends, economic conditions, and regulatory changes that may impact credit risk.
Responsibilities:
Responsibilities:
- Develop and implement advanced credit risk assessment models and methodologies.
- Lead and mentor a team of credit risk analysts, fostering professional development.
- Oversee the analysis of credit portfolios, identifying key risk drivers and concentrations.
- Evaluate counterparty creditworthiness and recommend appropriate credit limits and terms.
- Develop and monitor key risk indicators (KRIs) and early warning systems.
- Formulate and execute strategies for credit risk mitigation and portfolio optimization.
- Ensure compliance with regulatory requirements and internal credit policies.
- Prepare comprehensive credit risk reports and present findings to senior management and risk committees.
- Stay abreast of economic conditions, market trends, and regulatory changes impacting credit risk.
- Contribute to the development of new credit products and risk management frameworks.
- Master's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
- Minimum of 8 years of progressive experience in credit risk management within the banking or financial services industry.
- Proven experience in developing and validating credit risk models (e.g., PD, LGD, EAD).
- Strong understanding of financial statement analysis, industry risk factors, and market dynamics.
- Demonstrated leadership experience with the ability to manage and develop a team.
- Excellent analytical, quantitative, and problem-solving skills.
- Superior communication, presentation, and interpersonal skills.
- Ability to work independently, manage complex projects, and drive results in a remote environment.
- Familiarity with Basel Accords and other relevant banking regulations.
- Proficiency in statistical software packages (e.g., R, SAS, Python) and SQL is highly desirable.
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6
Remote Senior Credit Risk Analyst
Posted 19 days ago
Job Viewed
Job Description
Our client, a reputable financial services firm, is seeking a highly analytical and experienced Senior Credit Risk Analyst to join their remote-based risk management team. This critical role involves assessing and mitigating credit risk across a portfolio of financial products and clients. The Senior Credit Risk Analyst will be responsible for developing, implementing, and maintaining sophisticated credit risk models, policies, and procedures. You will analyze financial statements, credit reports, and market data to evaluate the creditworthiness of borrowers and recommend appropriate credit limits and terms. Your expertise will be vital in identifying potential risks, forecasting credit losses, and advising senior management on strategic risk mitigation measures. This position requires a strong understanding of financial markets, lending practices, and regulatory requirements. The ideal candidate will possess exceptional quantitative and analytical skills, with proficiency in statistical analysis and data modeling techniques. Excellent communication and presentation skills are essential for articulating complex risk assessments and recommendations to stakeholders. We are looking for a detail-oriented, proactive professional with a proven ability to work independently and manage complex projects in a remote environment. This is an outstanding opportunity to contribute to the financial stability and strategic growth of a leading institution.
Key Responsibilities:
Qualifications:
Key Responsibilities:
- Develop, implement, and monitor credit risk models and scoring systems.
- Analyze financial data, market trends, and economic conditions to assess credit risk.
- Evaluate the creditworthiness of corporate and retail clients.
- Formulate recommendations for credit approval, limits, and pricing.
- Monitor portfolio performance and identify emerging credit risks.
- Prepare detailed credit risk reports for senior management and regulatory bodies.
- Contribute to the development and refinement of credit policies and procedures.
- Stress test portfolios to assess resilience under adverse economic scenarios.
- Stay abreast of industry best practices and regulatory changes in credit risk management.
Qualifications:
- Master's degree in Finance, Economics, Statistics, or a related quantitative field.
- Minimum of 6 years of experience in credit risk analysis or a related financial risk management role.
- Proficiency in statistical modeling software and tools (e.g., R, Python, SAS).
- Strong understanding of financial statement analysis and corporate finance.
- Knowledge of regulatory frameworks such as Basel Accords.
- Excellent analytical, quantitative, and problem-solving skills.
- Exceptional written and verbal communication abilities.
- Demonstrated ability to work independently and manage multiple projects remotely.
This advertiser has chosen not to accept applicants from your region.
7
Junior Credit Analyst, Risk Management
Posted 13 days ago
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Job Description
Our client, a reputable financial institution based in **Embu, Embu, KE**, is seeking a diligent and motivated Junior Credit Analyst to join their Risk Management department. This is an on-site position, offering a fantastic opportunity for an aspiring finance professional to gain hands-on experience in credit assessment and risk evaluation within the banking sector.
The Junior Credit Analyst will be responsible for assisting senior analysts in evaluating the creditworthiness of loan applicants and existing borrowers. This involves gathering and analyzing financial information, preparing credit reports, and monitoring loan portfolios. The role requires a keen eye for detail, strong analytical skills, and a solid understanding of financial statements and credit principles. You will work closely with loan officers and other stakeholders to ensure sound lending practices and minimize credit risk for the institution.
Key Responsibilities:
The Junior Credit Analyst will be responsible for assisting senior analysts in evaluating the creditworthiness of loan applicants and existing borrowers. This involves gathering and analyzing financial information, preparing credit reports, and monitoring loan portfolios. The role requires a keen eye for detail, strong analytical skills, and a solid understanding of financial statements and credit principles. You will work closely with loan officers and other stakeholders to ensure sound lending practices and minimize credit risk for the institution.
Key Responsibilities:
- Assist in the assessment of credit applications, including gathering financial statements, credit reports, and other relevant documentation.
- Analyze borrower financial data to determine credit risk and recommend loan approval or denial.
- Prepare detailed credit reports and presentations for the credit committee.
- Monitor existing loan portfolios to identify potential credit issues and ensure compliance with loan covenants.
- Conduct industry and market research to support credit assessments.
- Assist in the review and amendment of loan agreements.
- Maintain accurate and up-to-date credit files and records.
- Learn and apply the company's credit policies and procedures.
- Collaborate with loan officers to understand client needs and business objectives.
- Support senior analysts on special projects and ad-hoc assignments.
- Bachelor's degree in Finance, Accounting, Economics, or a related business field.
- Strong understanding of financial statements (balance sheet, income statement, cash flow) and accounting principles.
- Excellent analytical and quantitative skills with a high level of accuracy.
- Proficiency in Microsoft Excel for data analysis and reporting.
- Good written and verbal communication skills.
- Ability to work effectively both independently and as part of a team.
- Eagerness to learn and develop expertise in credit risk management.
- Familiarity with banking operations and credit analysis is a plus.
- Attention to detail and strong organizational skills.
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Senior Financial Analyst - Credit Risk Management
Posted 8 days ago
Job Viewed
Job Description
Our client, a leading financial institution, is seeking a highly analytical and experienced Senior Financial Analyst to join their Credit Risk Management department. This role will be based in Garissa, Garissa, KE and will offer a hybrid work arrangement, allowing for a blend of in-office collaboration and remote flexibility. You will be responsible for assessing and managing credit risk across various portfolios, developing risk models, and providing strategic insights to senior management. Your expertise will be critical in safeguarding the financial health of the organization.
Responsibilities:
Responsibilities:
- Conduct in-depth analysis of financial statements and credit data to assess the creditworthiness of corporate clients and counterparties.
- Develop, validate, and implement credit risk models and scoring systems.
- Monitor and analyze credit portfolio performance, identifying trends, potential risks, and opportunities for mitigation.
- Prepare comprehensive credit reports, risk assessments, and recommendations for loan approvals and credit limit setting.
- Evaluate economic conditions and industry trends to forecast potential impacts on credit risk.
- Work closely with business units to ensure adherence to credit policies and procedures.
- Develop and maintain documentation for credit risk models and methodologies.
- Assist in stress testing the credit portfolio and assessing capital adequacy.
- Stay informed about regulatory requirements and industry best practices in credit risk management.
- Provide guidance and mentorship to junior analysts within the team.
- Contribute to the development of new risk management tools and strategies.
- Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field. A Master's degree or relevant professional certification (e.g., FRM, CFA) is a plus.
- Minimum of 5 years of experience in credit analysis, risk management, or financial analysis within the banking or financial services sector.
- Strong understanding of financial modeling, statistical analysis, and credit risk modeling techniques.
- Proficiency in using financial software, databases, and analytical tools (e.g., Excel, SQL, R, Python).
- Excellent analytical, problem-solving, and decision-making skills.
- Strong written and verbal communication skills, with the ability to present complex information clearly and concisely.
- Ability to work independently and manage multiple priorities effectively in a dynamic environment.
- Experience with hybrid work models and effective remote collaboration.
- Knowledge of banking regulations and compliance requirements related to credit risk.
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