68 Health Insurance jobs in Kenya
Senior Health Insurance Underwriter
10100 Nyeri Town
KES3800000 Annually
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Job Description
Our client is seeking an experienced and detail-oriented Senior Health Insurance Underwriter to join their growing, fully remote team. This position plays a crucial role in assessing and managing risk by evaluating applications for health insurance policies. You will be responsible for analyzing medical histories, lifestyle factors, and other relevant data to determine insurability and set appropriate premium rates. The ideal candidate will have a strong understanding of underwriting principles, medical terminology, and regulatory compliance within the insurance industry. This is a remote-first role, requiring a high degree of self-discipline and excellent communication skills to collaborate effectively with sales, claims, and actuarial departments. Key responsibilities include:
- Underwriting individual and group health insurance applications, ensuring adherence to company guidelines and risk tolerance.
- Accurately assessing the risk associated with each applicant based on medical records, questionnaires, and other provided information.
- Determining appropriate coverage limits, exclusions, and premium rates for approved policies.
- Collaborating with medical reviewers and actuaries to interpret complex medical information and assess risk factors.
- Reviewing and analyzing claims data to identify emerging trends and inform underwriting practices.
- Ensuring compliance with all relevant insurance regulations and legal requirements.
- Providing expert guidance and training to junior underwriters and support staff.
- Communicating underwriting decisions and rationale clearly and professionally to agents, brokers, and internal stakeholders.
- Contributing to the development and refinement of underwriting policies and procedures.
- Maintaining accurate and organized policy files and underwriting documentation in a digital format.
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0
Senior Health Insurance Underwriter
01000 Makongeni
KES200000 Annually
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Posted 8 days ago
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Job Description
Our client, a leading insurance provider, is seeking a seasoned Senior Health Insurance Underwriter to join their dynamic, remote-first team. This critical role involves assessing and managing risks associated with health insurance policies, ensuring profitability while offering competitive coverage. You will be responsible for evaluating complex medical histories, financial data, and lifestyle factors to determine eligibility and pricing for individual and group policies. This position requires a strong analytical aptitude, meticulous attention to detail, and a comprehensive understanding of medical terminology, healthcare regulations, and insurance principles. Key responsibilities include developing underwriting guidelines, performing risk analysis, setting premium rates, and making informed decisions on policy approvals or rejections. You will also collaborate with sales teams, actuaries, and claims departments to provide expert underwriting advice and support. The ideal candidate will have extensive experience in health insurance underwriting, a proven ability to interpret medical reports and risk factors, and a deep knowledge of local and international health insurance markets. Proficiency in underwriting software and advanced analytical tools is essential. This is a fully remote opportunity, allowing you to contribute from your preferred location while maintaining close collaboration with colleagues through virtual channels. We are looking for an individual who demonstrates integrity, sound judgment, and the ability to work independently and manage a demanding workload. Excellent written and verbal communication skills are crucial for explaining complex underwriting decisions. The ability to adapt to evolving industry trends and regulatory changes is also vital. This role offers a competitive compensation package, significant growth potential, and the chance to influence the strategic direction of our underwriting department. If you are a highly skilled and motivated underwriter looking for a challenging and rewarding remote career, we encourage you to apply. Our client is committed to fostering a collaborative and supportive remote work environment, prioritizing professional development and work-life balance for all employees. Join us in making a significant impact in the health insurance sector.
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1
Actuarial Analyst - Health Insurance
60100 Embu, Eastern
KES450000 Annually
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Posted 8 days ago
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Job Description
Our client, a prominent player in the health insurance sector, is seeking a talented and motivated Actuarial Analyst to join their fully remote team. This role is crucial for developing and maintaining accurate pricing models, reserving calculations, and financial forecasts that underpin the company's strategic decision-making. You will work with complex datasets, applying sophisticated mathematical and statistical techniques to assess risk and ensure the financial soundness of insurance products. The ideal candidate will possess strong analytical skills, a solid foundation in actuarial principles, and a commitment to continuous learning and professional development. This is an excellent opportunity to advance your actuarial career in a flexible, remote environment, contributing to the stability and growth of a leading health insurer.
Key Responsibilities:
Qualifications:
Key Responsibilities:
- Develop, implement, and maintain pricing models for new and existing health insurance products.
- Perform reserve calculations and analyses to ensure adequate financial provisions.
- Analyze claim data to identify trends, patterns, and potential risks.
- Assist in the development of financial projections and solvency assessments.
- Collaborate with underwriting, product development, and finance teams to provide actuarial insights.
- Prepare clear and concise reports and presentations for management and regulatory bodies.
- Stay current with actuarial best practices, regulatory requirements, and industry innovations.
- Utilize actuarial software and data analysis tools to enhance efficiency and accuracy.
- Contribute to the development of new product features and risk management strategies.
- Mentor junior actuarial staff and support their professional development.
Qualifications:
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
- Progress towards actuarial exams (e.g., SOA/CAS) is highly desirable.
- Minimum of 3-5 years of experience in the actuarial field, with a focus on health insurance preferred.
- Strong analytical, problem-solving, and critical thinking skills.
- Proficiency in actuarial modeling software (e.g., R, Python, SAS, SQL) and advanced Excel skills.
- Excellent written and verbal communication skills, with the ability to explain complex technical concepts clearly.
- Ability to work independently, manage multiple priorities, and meet deadlines in a remote setting.
- Detail-oriented with a strong commitment to accuracy and data integrity.
- Understanding of health insurance markets and regulatory environments.
- This role supports our **Embu, Embu, KE** operations but is a fully remote position.
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2
Senior Underwriter (Life & Health Insurance)
00100 Abothuguchi West
KES280000 Annually
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Job Description
Our client, a reputable insurance provider, is seeking a highly experienced and detail-oriented Senior Underwriter to join their team. This is a fully remote position, offering the convenience of working from your home office anywhere in Kenya. The ideal candidate will be responsible for assessing and evaluating insurance risks, determining appropriate coverage terms, and setting premium rates for complex life and health insurance policies. You will review applications, analyze medical records and financial information, and apply underwriting guidelines and principles to make informed decisions. Key responsibilities include collaborating with sales teams to provide expert underwriting advice, managing a portfolio of high-value policies, and ensuring compliance with regulatory requirements. You will also contribute to the development and refinement of underwriting policies and procedures, and mentor junior underwriters. A Bachelor's degree in Actuarial Science, Finance, Business Administration, or a related field is required. Professional certifications such as FLMI, FALU, or equivalent are highly desirable. A minimum of 7 years of progressive experience in life and health insurance underwriting is essential, with a strong understanding of risk assessment and mortality/morbidity factors. Excellent analytical, decision-making, and problem-solving skills are paramount. We are looking for a diligent individual with a strong ethical compass and the ability to work independently and manage a demanding workload effectively. This remote-first role requires excellent communication and interpersonal skills for interacting with internal stakeholders and external clients. If you are a seasoned underwriter looking for a challenging and rewarding remote opportunity, we encourage you to apply. This exciting role is based in **Nairobi, Nairobi, KE**, offering a chance to significantly impact our client's risk management strategies and profitability. You will play a critical role in safeguarding the company's financial health through expert risk evaluation.
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3
Senior Actuarial Analyst - Health Insurance
90100 Abothuguchi West
KES4800000 Annually
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Posted 8 days ago
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Job Description
Our client, a leading insurance provider, is seeking a highly analytical and detail-oriented Senior Actuarial Analyst to join their fully remote team, focusing on health insurance products. This is a crucial role where you will be responsible for pricing, reserving, and product development for health insurance lines of business. You will perform complex financial modeling, analyze risk, and develop projections to support strategic business decisions. Key responsibilities include conducting experience studies, developing and validating actuarial models, assessing the adequacy of reserves, and supporting regulatory filings. You will collaborate with underwriters, product managers, and finance teams to ensure the profitability and sustainability of the health insurance portfolio. The ideal candidate will have a strong foundation in actuarial science, with progress towards or completion of actuarial exams (e.g., SOA or CAS). Proficiency in actuarial software (e.g., Prophet, GGY Axis) and programming languages (e.g., SQL, Python, R) is essential. Excellent analytical, quantitative, and problem-solving skills are required, along with a thorough understanding of health insurance products and market dynamics. Strong communication and presentation skills are necessary to convey complex actuarial concepts to non-technical stakeholders. This remote position demands self-motivation, excellent organizational abilities, and the capacity to manage multiple projects simultaneously. You will contribute to the financial health and strategic direction of the health insurance business. The role is based in Garissa, Garissa, KE , but is performed entirely remotely.
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4
Senior Health Insurance Underwriter - Remote
20100 Mwembe
KES100000 Annually
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Posted 8 days ago
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Job Description
Our client is seeking a highly experienced and detail-oriented Senior Health Insurance Underwriter to join their remote underwriting team. This crucial role involves assessing and evaluating risks associated with health insurance applications, determining eligibility, and setting appropriate premium rates. You will play a key part in ensuring the financial health and profitability of the insurance portfolio by making sound underwriting decisions. This position is fully remote, offering a flexible work environment.
Responsibilities:
Qualifications:
Responsibilities:
- Review and analyze complex health insurance applications, assessing medical histories, lifestyle factors, and other relevant data.
- Determine the acceptability of risks and set appropriate terms, conditions, and premium rates in accordance with underwriting guidelines.
- Identify and mitigate potential risks by requesting additional information or recommending specific policy limitations.
- Interpret medical reports, physician statements, and other clinical documentation.
- Apply actuarial data and statistical analysis to inform underwriting decisions.
- Ensure compliance with all relevant insurance regulations, company policies, and underwriting standards.
- Collaborate with sales teams, agents, and brokers to provide underwriting expertise and guidance.
- Stay current with changes in medical practices, healthcare trends, and insurance regulations that may impact underwriting.
- Participate in underwriting training programs and share knowledge with less experienced underwriters.
- Contribute to the development and refinement of underwriting guidelines and processes.
- Handle complex cases and provide recommendations for policy issuance or decline.
- Maintain accurate and organized case files and documentation.
Qualifications:
- Bachelor's degree in a relevant field such as Finance, Economics, Business Administration, or a related discipline. Relevant professional certifications (e.g., Fellow, Life Management Institute - FLMI) are highly valued.
- Minimum of 8 years of experience in health insurance underwriting, with a significant focus on complex cases.
- In-depth knowledge of medical terminology, health conditions, and treatments.
- Strong understanding of insurance principles, risk assessment, and actuarial concepts.
- Proficiency in using underwriting software and databases.
- Excellent analytical, critical thinking, and decision-making skills.
- Exceptional attention to detail and accuracy.
- Strong written and verbal communication skills, with the ability to articulate complex underwriting decisions clearly.
- Ability to work independently and manage a high volume of complex cases in a remote setting.
- Proven ability to collaborate effectively with internal and external stakeholders.
- Familiarity with Kenyan health insurance market dynamics is a plus.
This advertiser has chosen not to accept applicants from your region.
5
Senior Actuarial Analyst - Health Insurance
80100 Nairobi, Nairobi
KES4800000 Annually
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Posted 8 days ago
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Job Description
Our client, a leading insurance provider, is seeking a highly skilled and analytical Senior Actuarial Analyst to join their remote team. This position plays a critical role in assessing risk, pricing insurance products, and ensuring the financial stability of our health insurance portfolio. You will leverage advanced statistical models and data analytics techniques to provide insights and recommendations that drive business strategy. This is a fully remote opportunity, allowing you to contribute from your preferred location.
Responsibilities:
Responsibilities:
- Develop, implement, and maintain pricing models for health insurance products.
- Analyze large datasets to identify trends, assess risk factors, and forecast future claims.
- Perform valuation of liabilities and reserves for the insurance portfolio.
- Conduct experience studies to evaluate the adequacy of rates and reserves.
- Collaborate with underwriters, product development teams, and finance departments to inform pricing and risk management strategies.
- Ensure compliance with regulatory requirements and industry best practices.
- Prepare reports and presentations for senior management, outlining key findings and recommendations.
- Mentor junior actuarial staff and contribute to their professional development.
- Develop and refine actuarial methodologies and tools.
- Monitor the competitive landscape and market trends to ensure product competitiveness.
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
- Progress towards or completion of actuarial exams (e.g., Society of Actuaries - SOA, Casualty Actuarial Society - CAS).
- Minimum of 5 years of actuarial experience in the insurance industry, with a focus on health insurance.
- Proficiency in actuarial software and programming languages (e.g., R, Python, SAS, Prophet, GGY AXIS).
- Strong understanding of insurance principles, pricing techniques, and reserving methods.
- Excellent analytical, problem-solving, and critical thinking skills.
- Proven ability to manage complex projects and meet deadlines.
- Effective communication and interpersonal skills, with the ability to explain technical concepts to non-technical audiences.
- Experience with data visualization tools is a plus.
- Demonstrated commitment to professional development and continuous learning.
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6
Senior Underwriter - Life & Health Insurance (Remote)
00501 Ongata Rongai, Rift Valley
KES130000 Annually
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Posted 2 days ago
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Job Description
Our client, a leading insurance provider, is seeking a seasoned Senior Underwriter specializing in Life and Health insurance to join their fully remote team. This advanced role requires a meticulous professional with extensive experience in assessing risk and determining policy terms for complex cases. You will be responsible for evaluating applications, analyzing medical histories, financial information, and lifestyle factors to accurately underwrite life and health insurance policies. This includes making informed decisions on policy acceptance, pricing, and risk mitigation strategies. Key duties involve collaborating with agents and brokers, providing expert underwriting guidance, and contributing to the development and refinement of underwriting guidelines and procedures. The ideal candidate will possess a strong understanding of actuarial principles, medical terminology, and the insurance market landscape. A Bachelor's degree in Finance, Actuarial Science, Business Administration, or a related field, along with a minimum of 5 years of progressive experience in life and health insurance underwriting, is mandatory. Professional certifications such as FLMI or ALMI are highly advantageous. Exceptional analytical, critical thinking, and decision-making skills are essential, as are strong written and verbal communication abilities for effective interaction with internal teams and external clients remotely. Proficiency in underwriting software and data analysis tools is required. You must be highly organized, detail-oriented, and capable of working independently and managing a significant workload in a remote setting, supporting our clientele in the **Ongata Rongai, Kajiado, KE** region and beyond.
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7
Senior Actuarial Analyst - Life & Health Insurance
30200 Tuwan
KES190000 Annually
WhatJobs
Posted 8 days ago
Job Viewed
Job Description
Our client is seeking a highly accomplished Senior Actuarial Analyst specializing in Life & Health Insurance to join their elite, fully remote actuarial team. This critical role involves developing, analyzing, and validating complex actuarial models to support pricing, reserving, and financial forecasting for insurance products. The ideal candidate will possess a strong mathematical and statistical background, extensive experience with actuarial software, and a deep understanding of insurance regulations and market dynamics. You will be instrumental in assessing risk, ensuring financial solvency, and driving strategic decision-making within the organization. This position requires exceptional analytical rigor, problem-solving capabilities, and excellent communication skills, with the ability to collaborate effectively in a remote, global setting.
Responsibilities:
Responsibilities:
- Develop, implement, and maintain actuarial models for pricing new life and health insurance products.
- Perform valuation of insurance liabilities for reserving purposes, ensuring compliance with relevant accounting standards and regulations.
- Conduct experience studies to analyze mortality, morbidity, lapse rates, and other key drivers of insurance risk.
- Analyze financial statements and key performance indicators to assess the company's financial condition and solvency.
- Develop and support projections for statutory and GAAP financial reporting.
- Assist in the design and testing of new insurance products, ensuring their actuarial soundness.
- Collaborate with underwriting, product development, and finance teams to provide actuarial insights and support strategic initiatives.
- Stay abreast of changes in insurance regulations, accounting standards, and actuarial best practices.
- Mentor and guide junior actuarial staff, fostering their professional development in a remote environment.
- Provide clear and concise actuarial analysis and recommendations to senior management, potentially impacting operations in regions such as Kitale, Trans-Nzoia, KE .
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
- A minimum of 7 years of progressive actuarial experience, with a significant focus on Life & Health insurance.
- Completion of at least 5 actuarial exams (e.g., SOA or CAS), with progress towards Fellowship (FSA/FCAS) highly preferred.
- Proven experience with actuarial modeling software (e.g., Prophet, AXIS, Moses) and statistical analysis tools.
- Strong understanding of insurance product features, pricing methodologies, and reserving principles.
- Expertise in risk assessment, financial modeling, and regulatory compliance within the insurance industry.
- Excellent analytical, quantitative, and problem-solving skills.
- Exceptional written and verbal communication skills, with the ability to present complex technical information to non-actuarial audiences remotely.
- Demonstrated ability to work independently, manage multiple projects, and meet deadlines in a remote work setting.
- High level of attention to detail and accuracy.
This advertiser has chosen not to accept applicants from your region.
8
Senior Actuarial Analyst - Life & Health Insurance
50100 Kakamega, Western
KES320000 Annually
WhatJobs
Posted 8 days ago
Job Viewed
Job Description
Our client, a leading and reputable insurance provider, is actively seeking a highly analytical and results-oriented Senior Actuarial Analyst to join their esteemed team. This is a fully remote position, offering flexibility and the opportunity to contribute to critical actuarial functions from anywhere. The successful candidate will play a key role in product development, pricing, reserving, and risk management for life and health insurance products. You will leverage advanced statistical modeling and financial analysis techniques to assess risk, forecast financial outcomes, and ensure the company's solvency and profitability. The role requires a deep understanding of actuarial principles, proficiency in actuarial software, and strong communication skills to present complex findings to various stakeholders.
Key Responsibilities:
Key Responsibilities:
- Conduct comprehensive actuarial analysis for life and health insurance products, including pricing, product design, and financial modeling.
- Develop, implement, and maintain actuarial models to support reserving, solvency, and financial forecasting.
- Analyze claim data, mortality and morbidity trends, and other relevant factors to assess risk and inform pricing strategies.
- Collaborate with underwriting, product development, and finance teams to provide actuarial insights and support strategic decision-making.
- Prepare detailed actuarial reports and present findings and recommendations to management, regulatory bodies, and other stakeholders.
- Ensure compliance with all relevant actuarial standards, regulations, and accounting principles.
- Stay abreast of industry best practices, emerging trends, and regulatory changes affecting the insurance market.
- Mentor and guide junior actuaries and analysts, fostering their professional development.
- Develop and manage relationships with external auditors and consultants as needed.
- Contribute to the continuous improvement of actuarial processes and methodologies.
- Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
- A minimum of 5 years of progressive actuarial experience in the life and health insurance sector.
- Progress towards or completion of actuarial designations (e.g., ASA, FSA, FIA, CERA) is highly desirable.
- Proficiency in actuarial modeling software (e.g., Prophet, Moses, GGY Axis) and statistical analysis tools (e.g., R, Python, SAS).
- Strong understanding of insurance products, valuation techniques, and regulatory requirements (e.g., IFRS 17, Solvency II).
- Excellent analytical, problem-solving, and quantitative skills.
- Superior written and verbal communication skills, with the ability to explain complex actuarial concepts to non-technical audiences.
- Proven ability to manage multiple projects simultaneously and meet deadlines in a remote environment.
- Strong attention to detail and accuracy.
- Experience working in a remote or hybrid team setting is a plus.
This advertiser has chosen not to accept applicants from your region.
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