15 Hazard Assessment jobs in Kenya
Senior Underwriter - Remote Risk Assessment
Posted 6 days ago
Job Viewed
Job Description
The Senior Underwriter will be responsible for evaluating insurance applications, determining risk factors, and setting appropriate premiums for commercial and specialty lines of insurance. You will leverage your deep understanding of actuarial principles, market trends, and regulatory requirements to make informed underwriting decisions. This position demands meticulous attention to detail, strong analytical capabilities, and the ability to communicate complex risk assessments clearly and concisely.
Primary responsibilities include:
- Analyzing and evaluating insurance proposals, financial statements, and loss histories to determine risk acceptability and pricing.
- Developing and applying underwriting guidelines and policies to ensure profitability and compliance.
- Collaborating with brokers and agents to understand client needs and provide expert underwriting advice.
- Monitoring the performance of assigned portfolios and recommending adjustments to strategy or risk appetite.
- Conducting thorough research on emerging risks and industry-specific challenges.
- Mentoring and guiding junior underwriters through complex case analysis and decision-making processes.
- Maintaining up-to-date knowledge of insurance regulations and market developments.
- Utilizing underwriting software and data analytics tools to enhance decision-making efficiency.
Essential qualifications:
- A Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field.
- A minimum of 8 years of hands-on experience in insurance underwriting, with a specialization in commercial lines.
- ACII, CPCU, or equivalent professional designation is highly desirable.
- Demonstrated expertise in risk assessment, pricing, and policy wording.
- Exceptional analytical, quantitative, and problem-solving skills.
- Excellent written and verbal communication skills, with the ability to negotiate and influence.
- Proficiency in underwriting support systems and Microsoft Office Suite.
- Ability to work independently and manage a demanding workload in a remote setting.
This is a unique opportunity to advance your career in the insurance sector with a forward-thinking company, offering significant professional growth and the autonomy of a remote role based in **Nyeri, Nyeri, KE**.
Senior Actuarial Analyst, Risk Assessment
Posted 6 days ago
Job Viewed
Job Description
Responsibilities:
- Perform complex actuarial analyses, including reserving, pricing, and financial modeling.
- Develop and implement statistical models to assess insurance risks.
- Conduct feasibility studies for new insurance products and business initiatives.
- Analyze financial data to provide insights on profitability and solvency.
- Collaborate with cross-functional teams to support decision-making.
- Prepare reports and presentations on actuarial findings for management and regulatory bodies.
- Mentor and guide junior actuarial staff.
- Stay abreast of industry trends, regulatory changes, and emerging risks.
- Contribute to the development of actuarial methodologies and tools.
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
- Progress towards actuarial designations (e.g., FSA, FCAS) is highly preferred.
- Minimum of 5 years of relevant actuarial experience in the insurance industry.
- Proficiency in actuarial software and programming languages (e.g., R, Python, SAS, SQL).
- Strong understanding of insurance products, regulations, and market dynamics.
- Excellent analytical, problem-solving, and quantitative skills.
- Effective communication and interpersonal skills, with the ability to explain complex concepts clearly.
Senior Underwriting Specialist - Remote Risk Assessment
Posted today
Job Viewed
Job Description
Responsibilities:
- Conduct thorough risk assessments for complex insurance applications, including commercial property, casualty, and specialty lines.
- Analyze financial statements, industry trends, and loss history to determine insurability and recommend appropriate coverage levels.
- Develop and implement underwriting guidelines and strategies to achieve profitable growth and maintain a balanced portfolio.
- Price insurance policies accurately, considering risk factors, market conditions, and competitive landscape.
- Collaborate with brokers, agents, and internal stakeholders to negotiate terms and conditions of insurance contracts.
- Provide guidance and mentorship to junior underwriters and assist in their professional development.
- Stay informed about regulatory changes, emerging risks, and industry best practices.
- Monitor the performance of the underwriting portfolio and recommend adjustments as needed.
- Utilize underwriting systems and tools effectively to streamline workflows and enhance decision-making.
- Contribute to the development and refinement of underwriting policies and procedures.
- Prepare detailed reports and present findings to senior management.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field. A Master’s degree or professional designation (e.g., ACII, CPCU) is highly preferred.
- Minimum of 8 years of comprehensive experience in insurance underwriting, with a significant focus on commercial lines.
- Demonstrated expertise in risk analysis, financial modeling, and insurance product knowledge.
- Proven ability to make sound underwriting decisions in a complex and evolving market.
- Excellent negotiation, communication, and interpersonal skills, essential for remote collaboration.
- Strong analytical and problem-solving abilities, with meticulous attention to detail.
- Proficiency in underwriting software and data analysis tools.
- Ability to work independently and manage a substantial workload in a remote setting.
- Experience mentoring and training junior team members.
Lead Actuarial Analyst - Remote Risk Assessment
Posted today
Job Viewed
Job Description
Key Responsibilities:
- Develop, implement, and maintain advanced actuarial models for pricing, reserving, and risk management.
- Analyze large datasets to identify trends, assess risks, and forecast future financial outcomes.
- Lead and mentor a team of actuarial analysts, providing technical guidance and oversight.
- Collaborate with various departments (underwriting, claims, product development) to provide actuarial support and insights.
- Perform model validation and sensitivity testing to ensure accuracy and reliability.
- Stay current with industry regulations and best practices in actuarial science.
- Prepare clear and concise reports and presentations for senior management and regulatory bodies.
- Contribute to the strategic planning and decision-making processes of the company.
- Evaluate the financial implications of new product launches and business initiatives.
- Drive innovation in actuarial methodologies and the adoption of new technologies.
- Fellow of the Actuarial Society (FAS) or equivalent international designation, or actively pursuing.
- Master's degree in Actuarial Science, Statistics, Mathematics, or a related quantitative field.
- Minimum of 8 years of progressive experience in actuarial analysis within the insurance industry.
- Proven experience in leading and managing actuarial teams.
- Proficiency in actuarial software (e.g., Emblem, Prophet, R, Python) and database management.
- Strong understanding of insurance products, risk principles, and financial modeling.
- Excellent analytical, critical thinking, and problem-solving skills.
- Exceptional written and verbal communication skills, with the ability to convey complex technical information effectively.
- Demonstrated ability to work independently and collaboratively in a fully remote setting.
- Detail-oriented with a commitment to accuracy and quality.
Senior Insurance Underwriter - Risk Assessment Specialist
Posted today
Job Viewed
Job Description
Key Responsibilities:
- Evaluate insurance applications to assess risks and determine insurability.
- Analyze financial statements, medical records, and other relevant documentation.
- Apply underwriting guidelines and policies to make informed decisions on policy issuance.
- Calculate and set appropriate premium rates based on risk assessment.
- Develop and maintain strong relationships with agents and brokers.
- Collaborate with claims adjusters to understand loss trends and their impact on underwriting.
- Provide guidance and training to junior underwriters.
- Stay informed about industry trends, regulatory changes, and market conditions.
- Contribute to the development and refinement of underwriting policies and procedures.
- Ensure compliance with all applicable laws and regulations.
This role requires a meticulous and analytical professional with a proven track record in insurance underwriting. Expertise in specific lines of insurance (e.g., life, health, property, casualty) is highly valued. You will be instrumental in shaping the risk appetite and financial performance of the company. The ideal candidate thrives in a remote work environment, demonstrating exceptional attention to detail, strong problem-solving abilities, and excellent communication skills. This is an excellent opportunity to contribute your expertise to a reputable insurance organization and to work flexibly. Your ability to accurately assess risk will be vital for the continued success of our operations, supporting our presence in markets like **Kitale**. We are looking for individuals committed to maintaining the integrity and soundness of our insurance portfolio.
Lead Actuarial Analyst - Remote Risk Assessment
Posted 1 day ago
Job Viewed
Job Description
Key responsibilities include performing experience studies, analyzing trends, and providing recommendations to senior management for product development and pricing adjustments. You will also play a vital role in ensuring compliance with Solvency II, IFRS 17, or similar regulatory frameworks. Collaboration with underwriting, claims, and finance departments will be essential to provide actuarial support and insights. The ideal candidate will have a robust quantitative background, with a Bachelor's or Master's degree in Actuarial Science, Mathematics, Statistics, or a related field. Professional actuarial qualification (e.g., ACAS, FCAS, FIA, FIAA) or significant progress towards one is highly preferred. Proven experience (5+ years) in a similar actuarial role within the insurance sector is mandatory, with a strong emphasis on general insurance lines. Excellent proficiency in actuarial modeling software (e.g., Prophet, ResQ), statistical packages (e.g., R, Python), and database management (e.g., SQL) is required. Strong analytical, problem-solving, and communication skills are essential to effectively convey complex technical information to non-technical audiences. While the role is fully remote, this position is designed to support operations and strategy development relevant to the insurance market in **Ongata Rongai, Kajiado, KE**. We are looking for a proactive, detail-oriented, and results-driven individual who thrives in a remote work environment.
Remote Senior Underwriter - Complex Risk Assessment
Posted 2 days ago
Job Viewed
Job Description
Be The First To Know
About the latest Hazard assessment Jobs in Kenya !
Senior Insurance Underwriter, Remote Risk Assessment
Posted 2 days ago
Job Viewed
Job Description
Key responsibilities include analyzing detailed applications and supporting documentation, conducting in-depth risk assessments for complex cases, utilizing underwriting tools and models to evaluate exposures, determining policy terms, conditions, and pricing, and communicating underwriting decisions and rationale clearly to brokers and agents. You will also be responsible for staying current with industry trends, market conditions, and regulatory changes, and contributing to the development and refinement of underwriting guidelines. Collaboration with claims, sales, and actuarial departments is essential. This role demands exceptional attention to detail, sound judgment, and strong decision-making capabilities.
We require candidates with a minimum of 5 years of progressive experience in insurance underwriting, with demonstrated expertise in a specific line of insurance (e.g., property, casualty, life, health). A Bachelor's degree in Finance, Economics, Business Administration, or a related field is required. Professional designations such as ACII, FLMI, or equivalent are highly advantageous. Proficiency in underwriting software and data analysis tools is essential. Excellent communication and interpersonal skills are needed to effectively interact with internal teams and external partners. This is an excellent opportunity for an experienced underwriter to advance their career in a fully remote, challenging, and rewarding environment. The role is conceptually based in Nakuru, Nakuru, KE , but is performed entirely remotely.
Senior Insurance Underwriter - Remote Risk Assessment
Posted 3 days ago
Job Viewed
Job Description
Responsibilities:
- Analyze insurance applications and evaluate risks associated with potential policyholders (individuals or businesses).
- Determine appropriate coverage levels, policy terms, conditions, and premiums based on risk assessment.
- Interpret complex data, financial statements, and risk reports to make sound underwriting decisions.
- Adhere to underwriting guidelines, company policies, and regulatory requirements.
- Maintain an in-depth understanding of market trends, competitive landscape, and emerging risks.
- Collaborate with agents, brokers, and clients to gather necessary information and explain underwriting decisions.
- Develop and maintain strong relationships with internal and external stakeholders.
- Contribute to the development and refinement of underwriting strategies and best practices.
- Provide mentorship and guidance to junior underwriters.
- Review and handle complex or escalated underwriting cases.
- Identify opportunities for process improvements in the underwriting workflow.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- Minimum of 7 years of experience in insurance underwriting, with a specialization in (mention specific lines of insurance, e.g., Commercial Property, General Liability, Life Insurance).
- Proven ability to accurately assess and price complex risks.
- In-depth knowledge of insurance products, market practices, and regulatory environments.
- Strong analytical, quantitative, and problem-solving skills.
- Excellent decision-making abilities and attention to detail.
- Proficiency in underwriting software and data analysis tools.
- Exceptional communication, negotiation, and interpersonal skills for remote interaction.
- Professional designations such as CPCU, AU, or equivalent are highly desirable.
- Ability to work independently and manage a high volume of cases in a remote setting.
Senior Insurance Underwriter - Remote Risk Assessment
Posted 5 days ago
Job Viewed
Job Description
Responsibilities:
- Evaluate and underwrite complex insurance applications and risks.
- Determine appropriate policy terms, conditions, and pricing.
- Analyze financial documents, loss histories, and other relevant data.
- Ensure compliance with underwriting guidelines and regulatory requirements.
- Communicate underwriting decisions and rationale to agents and brokers.
- Collaborate with claims and actuarial departments.
- Contribute to the development and improvement of underwriting policies.
- Maintain accurate and detailed underwriting records.
- Identify and mitigate potential risks for the company.
- Provide guidance and support to junior underwriters.
- Proven experience as an Insurance Underwriter, with a focus on complex risks.
- In-depth knowledge of insurance principles, risk assessment, and relevant regulations.
- Strong analytical, quantitative, and decision-making skills.
- Excellent communication and negotiation abilities.
- Proficiency in underwriting software and databases.
- Relevant professional designations (e.g., CPCU, ARM) are highly desirable.
- Bachelor's degree in Finance, Business, or a related field.