92 Credit Risk jobs in Kenya
Credit Risk Manager
20218 Kapsuser
KES120000 Annually
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Our client, a respected financial institution based in **Kericho, Kericho, KE**, is looking for a seasoned Credit Risk Manager to oversee and manage the credit risk portfolio. This strategic role is responsible for developing and implementing robust credit risk management policies and procedures to safeguard the company’s assets and ensure compliance with regulatory requirements. The Credit Risk Manager will analyze credit applications, assess borrower creditworthiness, monitor loan performance, and develop strategies to mitigate potential credit losses. Key responsibilities include evaluating credit policies, setting credit limits, managing the loan approval process, and conducting regular portfolio reviews. The ideal candidate will possess a deep understanding of credit risk assessment methodologies, regulatory frameworks, and financial market dynamics. Strong analytical, quantitative, and decision-making skills are essential, along with excellent leadership and communication abilities. Proficiency in risk management software and advanced Excel skills is required. This role offers a significant opportunity to impact the financial stability and growth of the organization. We seek a proactive individual who can identify emerging risks and implement effective control measures. The Credit Risk Manager will lead a team of risk analysts, providing guidance and mentorship to ensure the highest standards of risk management are maintained. This role can be performed entirely remotely, offering flexibility while demanding high performance and accountability.
Responsibilities:
Responsibilities:
- Develop and implement comprehensive credit risk management strategies and policies.
- Analyze and assess credit applications, determining creditworthiness of borrowers.
- Monitor the performance of the credit portfolio, identifying and mitigating potential risks.
- Set and manage credit limits and approval processes.
- Conduct regular portfolio reviews and stress testing.
- Ensure compliance with all relevant credit regulations and internal policies.
- Provide expert advice on credit risk issues to senior management and business units.
- Lead and mentor the credit risk team.
- Manage relationships with external credit rating agencies.
- Master's degree in Finance, Economics, Statistics, or a related quantitative field.
- Minimum of 6 years of experience in credit risk management within the financial services industry.
- Proven track record of developing and implementing successful credit risk strategies.
- In-depth knowledge of credit risk modeling, analysis, and mitigation techniques.
- Strong understanding of financial regulations and Basel Accords.
- Excellent leadership, communication, and interpersonal skills.
- Proficiency in risk management software and advanced analytical tools.
- Ability to make sound judgments and decisions under pressure.
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0
Credit Risk Analyst
20400 Kitale, Rift Valley
KES120000 Annually
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Our client, a prominent financial institution in **Kitale, Trans-Nzoia, KE**, is seeking to hire a dedicated Credit Risk Analyst to join their robust risk management department. This role is essential in evaluating the creditworthiness of potential borrowers, assessing associated risks, and contributing to the development and implementation of effective credit policies. The successful candidate will be instrumental in safeguarding the company's financial health by ensuring sound lending practices.
Key Responsibilities:
Key Responsibilities:
- Analyze financial statements, credit reports, and other relevant data to assess the credit risk of individual and corporate clients.
- Develop and maintain credit scoring models and risk assessment frameworks.
- Monitor the credit portfolio, identifying potential risks and recommending mitigation strategies.
- Prepare detailed credit proposals and present them to the credit committee for approval.
- Ensure compliance with regulatory requirements and internal credit policies.
- Conduct due diligence on new and existing clients.
- Track and report on key credit risk metrics and performance indicators.
- Collaborate with lending officers to provide credit risk expertise and support.
- Stay updated on industry trends and best practices in credit risk management.
- Assist in the development and implementation of new credit products and policies.
- Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.
- Minimum of 3 years of experience in credit analysis, risk management, or a related banking role.
- Strong understanding of financial statement analysis and credit assessment methodologies.
- Proficiency in data analysis tools and software (e.g., Excel, SQL, statistical packages).
- Excellent analytical, problem-solving, and decision-making skills.
- Effective communication and interpersonal skills, with the ability to explain complex risk concepts clearly.
- Ability to work collaboratively in a team environment and manage multiple tasks simultaneously.
- Knowledge of Kenyan banking regulations and credit frameworks is an advantage.
- Experience with credit risk modeling and regulatory capital calculations is preferred.
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1
Remote Credit Risk Analyst
10100 Gathiruini
KES290000 Annually
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Our client, a reputable financial institution, is seeking a meticulous and analytical Credit Risk Analyst to join their expanding remote team. This role is vital for assessing the creditworthiness of potential borrowers and managing existing credit portfolios. You will be responsible for analyzing financial statements, credit reports, and market data to make informed lending decisions and mitigate potential risks. The ideal candidate will possess a strong understanding of financial analysis, risk management principles, and regulatory requirements within the banking sector. Key responsibilities include developing and maintaining credit scoring models, evaluating loan applications, monitoring portfolio risk, and preparing risk reports for senior management. You will also be involved in stress testing, scenario analysis, and ensuring compliance with internal policies and external regulations. This is a remote-first opportunity, allowing you to contribute to our client's risk management framework from anywhere. We are looking for a detail-oriented individual with excellent quantitative skills, strong communication abilities, and the capacity to work independently and collaboratively in a virtual setting. Your insights will be crucial in maintaining a healthy loan portfolio and supporting the company's sustainable growth. This is an excellent career opportunity to deepen your expertise in credit risk within a flexible and forward-thinking organization. You will be part of a team that values data-driven decision-making and proactive risk mitigation. A commitment to ethical practices and continuous professional development is highly valued.
Responsibilities:
Responsibilities:
- Assess the creditworthiness of individuals and businesses.
- Analyze financial statements, credit reports, and market data.
- Develop and implement credit scoring and rating models.
- Evaluate loan applications and make recommendations on credit approval.
- Monitor the performance of existing credit portfolios.
- Identify and assess credit risk factors and potential losses.
- Prepare regular reports on credit risk exposures and portfolio quality.
- Conduct stress testing and scenario analysis on credit portfolios.
- Ensure compliance with credit policies, procedures, and regulatory requirements.
- Collaborate with loan officers and relationship managers on credit matters.
- Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related field.
- Minimum of 4 years of experience in credit analysis, risk management, or a similar role in the banking/financial services industry.
- Strong understanding of financial statement analysis and accounting principles.
- Proficiency in statistical analysis and data modeling techniques.
- Experience with credit risk software and databases.
- Knowledge of relevant banking regulations and compliance standards.
- Excellent analytical, problem-solving, and critical-thinking skills.
- Strong written and verbal communication skills.
- Ability to work independently and manage priorities effectively in a remote environment.
- Attention to detail and a high level of accuracy.
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2
Credit Risk Analyst (Remote)
50200 Bungoma, Western
KES80000 month
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Our client, a leading financial institution, is seeking a highly analytical and diligent Credit Risk Analyst to join their remote risk management team. This fully remote position is vital for assessing and managing credit risk across the institution's portfolio. You will be responsible for analyzing financial statements, credit histories, and market data to evaluate the creditworthiness of applicants and existing clients. This role requires strong quantitative skills, a deep understanding of financial markets, and the ability to make sound, data-driven recommendations. As a remote analyst, you will play a critical role in safeguarding the financial health of the institution.
Key Responsibilities:
Qualifications:
This is an exceptional fully remote opportunity for experienced professionals to contribute significantly to the stability and growth of a major financial player, supporting risk assessment for operations connected to Bungoma, Bungoma, KE .
Key Responsibilities:
- Analyze financial statements, credit reports, and other financial data to assess credit risk.
- Develop and maintain credit scoring models and risk assessment frameworks.
- Monitor the credit quality of loan portfolios and identify potential areas of concern.
- Conduct industry and market analysis to understand economic trends and their impact on credit risk.
- Prepare detailed credit memos and risk assessment reports for senior management.
- Recommend credit limits, terms, and conditions based on risk assessments.
- Monitor compliance with credit policies and procedures.
- Assist in the development and implementation of new credit risk management strategies.
- Respond to internal and external audit requests related to credit risk.
- Stay updated on regulatory changes and best practices in credit risk management.
- Collaborate with loan officers and other business units to manage credit risk effectively.
Qualifications:
- Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field.
- Proven experience in credit analysis, risk management, or a similar role within the financial services industry.
- Strong understanding of financial statements, accounting principles, and credit risk concepts.
- Proficiency in financial modeling and data analysis tools (e.g., Excel, SQL, R, Python).
- Excellent analytical, problem-solving, and critical thinking skills.
- Strong written and verbal communication abilities, with the capacity to present complex information clearly.
- Ability to work independently, manage time effectively, and meet strict deadlines in a remote setting.
- High level of accuracy and attention to detail.
- Knowledge of regulatory requirements relevant to credit risk is a plus.
- A proactive and diligent approach to managing financial risks.
This is an exceptional fully remote opportunity for experienced professionals to contribute significantly to the stability and growth of a major financial player, supporting risk assessment for operations connected to Bungoma, Bungoma, KE .
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3
Senior Credit Risk Analyst
50100 Bungoma, Western
KES130000 Annually
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Our client is seeking an experienced Senior Credit Risk Analyst to join our dynamic team in **Bungoma, Bungoma**. This role is integral to assessing and managing credit risk within our financial operations. You will be responsible for analyzing the creditworthiness of potential clients and existing customers, developing and implementing credit scoring models, and monitoring portfolio risk. The ideal candidate will have a strong quantitative background, excellent analytical skills, and a thorough understanding of financial markets and risk management principles. Key responsibilities include evaluating financial statements, conducting due diligence, and making informed recommendations on credit decisions. You will also be involved in developing and refining credit policies and procedures, ensuring compliance with regulatory requirements. This is a hybrid position, offering the flexibility of remote work combined with essential on-site collaboration. Experience with statistical software and data analysis tools is crucial. You will play a key role in identifying potential risks, developing mitigation strategies, and contributing to the overall financial health of the organization. The ability to communicate complex financial information clearly and concisely to stakeholders at all levels is essential. We are looking for a detail-oriented professional with a proactive approach to risk management and a commitment to maintaining a robust credit portfolio. Strong problem-solving skills and the ability to work independently and as part of a team are highly valued. Join us and contribute your expertise to a leading financial institution.
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4
Senior Financial Analyst - Credit Risk Management
20101 Nyeri Town
KES650000 Annually
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Our client, a leading financial institution, is seeking a highly analytical and experienced Senior Financial Analyst to join their Credit Risk Management division. This hybrid role based in Nyeri, Nyeri, KE offers the opportunity to contribute significantly to the company's risk assessment and mitigation strategies. You will be responsible for analyzing financial data, developing risk models, and providing insights to support strategic decision-making. The ideal candidate will possess a strong background in finance, economics, or a related quantitative field, coupled with a proven ability to interpret complex financial information and communicate findings effectively.
Responsibilities:
Responsibilities:
- Conduct in-depth analysis of financial statements and market data to assess credit risk for individuals and corporations.
- Develop, implement, and validate quantitative models for credit scoring, default prediction, and loss estimation.
- Monitor and analyze portfolio credit quality, identifying trends and potential risk concentrations.
- Prepare comprehensive reports and presentations for senior management, outlining risk exposures and recommendations.
- Collaborate with business units to understand lending strategies and incorporate risk considerations.
- Stay updated on regulatory changes and industry best practices in credit risk management.
- Evaluate the effectiveness of existing risk policies and controls, proposing improvements as needed.
- Assist in the development and maintenance of risk databases and analytical tools.
- Mentor junior analysts and contribute to team development.
- Present findings and recommendations to cross-functional teams, including lending officers and executive leadership.
- Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field. A Master’s degree or CFA charter is a plus.
- Minimum of 5 years of progressive experience in financial analysis, credit risk management, or a related area within the banking or financial services industry.
- Strong understanding of financial markets, banking operations, and regulatory frameworks.
- Proficiency in statistical software (e.g., R, Python, SAS) and advanced Excel skills.
- Experience with credit risk modeling techniques (e.g., logistic regression, machine learning algorithms).
- Excellent analytical, problem-solving, and critical-thinking skills.
- Strong written and verbal communication skills, with the ability to explain complex concepts clearly.
- Ability to manage multiple projects simultaneously and meet tight deadlines.
- Experience with financial modeling software and databases.
- Demonstrated ability to work effectively both independently and as part of a team.
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5
Credit Risk Manager - Retail Banking
01000 Gathiruini
KES190000 Annually
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Our client, a prominent bank, is seeking an experienced Credit Risk Manager to lead its retail banking credit division in **Mlolongo, Machakos**. This crucial role involves developing, implementing, and monitoring the bank's credit risk policies and procedures to safeguard its financial health. You will be responsible for assessing the creditworthiness of loan applicants, managing the loan portfolio, and identifying potential risks and mitigation strategies. The ideal candidate will possess a strong background in credit analysis, risk management, and banking operations, with a proven track record of success in retail banking. Advanced degrees in Finance, Economics, or a related field, coupled with professional certifications, are highly desirable. Key responsibilities include developing credit scoring models, setting credit limits, and ensuring compliance with regulatory requirements. You will work closely with the lending teams to provide guidance on credit decisions and monitor the performance of the loan book. Strong analytical skills, excellent judgment, and the ability to make sound decisions under pressure are essential. You will also be involved in developing and implementing strategies to manage non-performing loans and optimize the overall risk-return profile of the credit portfolio. This position requires exceptional leadership qualities, effective communication skills, and the ability to collaborate with various stakeholders across the organization. Join our client to play a pivotal role in managing credit risk and ensuring the stability and growth of their retail banking operations.
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6
Senior Credit Risk Analyst - Corporate Banking
30100 Moiben
KES180000 Annually
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Our client, a leading financial institution, is looking for a highly analytical and experienced Senior Credit Risk Analyst to join their Corporate Banking division in Garissa, Garissa . This critical role involves assessing the creditworthiness of corporate clients, managing loan portfolios, and developing robust credit risk management frameworks. The Senior Credit Risk Analyst will play a key role in mitigating potential financial losses by providing in-depth analysis and recommendations on credit applications, monitoring existing credit facilities, and ensuring compliance with regulatory requirements and internal policies. Key responsibilities include: conducting thorough financial statement analysis and due diligence on prospective and existing corporate borrowers; developing and implementing credit scoring models and risk assessment tools; evaluating loan proposals, structuring credit facilities, and negotiating terms; monitoring portfolio performance, identifying early warning signs of distress, and recommending appropriate actions; preparing credit reports and presentations for senior management and credit committees; staying updated on market trends, economic conditions, and regulatory changes affecting credit risk; contributing to the development and refinement of credit policies and procedures. The ideal candidate will possess a Bachelor's or Master's degree in Finance, Economics, Accounting, or a related quantitative field, with a minimum of 5 years of experience in credit analysis, risk management, or corporate banking. Strong understanding of financial markets, accounting principles, and risk assessment methodologies is essential. Proficiency in financial modeling and data analysis tools (e.g., Excel, SQL, R) is highly desirable. Excellent analytical, critical thinking, and communication skills are required to effectively present complex risk assessments to stakeholders. This is an excellent opportunity for a motivated professional to contribute significantly to the risk management function of a reputable bank.
Responsibilities:
Qualifications:
Responsibilities:
- Analyze credit risk for corporate clients.
- Evaluate financial statements and conduct due diligence.
- Develop and implement credit risk models.
- Monitor loan portfolio performance and identify risks.
- Prepare credit reports and recommendations for approval.
- Ensure compliance with credit policies and regulations.
- Collaborate with relationship managers on credit strategies.
- Assess economic and industry risks for lending.
Qualifications:
- BSc/MSc in Finance, Economics, or related field.
- 5+ years of experience in credit analysis or risk management.
- Strong financial modeling and analytical skills.
- Knowledge of corporate finance and accounting principles.
- Proficiency in Excel, SQL, or statistical software.
- Understanding of banking regulations and credit policies.
- Excellent communication and presentation abilities.
- Detail-oriented with strong problem-solving skills.
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7
Senior Risk Assessment Specialist
20101 Moiben
KES2500000 Annually
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Our client, a leading financial services provider, is seeking a highly motivated and experienced Senior Risk Assessment Specialist to join our dynamic team. This is a fully remote position, allowing you to contribute from the comfort of your home office. The successful candidate will be instrumental in developing, implementing, and maintaining robust risk management frameworks across the organization. You will analyze complex data sets to identify potential risks, assess their impact, and propose effective mitigation strategies. Key responsibilities include conducting comprehensive risk assessments for new and existing products and services, evaluating the effectiveness of internal controls, and ensuring compliance with regulatory requirements. You will also be responsible for developing and delivering training programs on risk management best practices to various stakeholders. This role requires a deep understanding of the insurance industry, financial markets, and relevant regulatory landscapes. You will collaborate closely with cross-functional teams, including underwriting, claims, and product development, to integrate risk considerations into all business processes. The ideal candidate will possess strong analytical and problem-solving skills, with a proven ability to interpret complex information and communicate findings clearly and concisely to both technical and non-technical audiences. Experience with risk modeling software and data analytics tools is essential. We are looking for an individual who is proactive, detail-oriented, and committed to upholding the highest standards of ethical conduct. If you are passionate about safeguarding organizational assets and driving sustainable growth through effective risk management, we encourage you to apply. This role offers a competitive salary, excellent benefits, and the opportunity to make a significant impact within a forward-thinking company.
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8
Actuarial Analyst - Risk Assessment
50100 Kakamega, Western
KES160000 Annually
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Our client, a prominent insurance company, is seeking a highly analytical and motivated Actuarial Analyst to join their remote-based team. This role is critical in assessing and managing risks, pricing insurance products, and ensuring the financial health of the company. You will be responsible for developing and applying actuarial models, analyzing statistical data, and providing insights to support strategic decision-making. The ideal candidate possesses a strong foundation in actuarial science, advanced quantitative skills, and proficiency in actuarial software and programming languages. Your responsibilities will include performing valuation analyses, developing pricing strategies, setting reserves, and contributing to the development of new insurance products. You will work closely with underwriting, product development, and finance teams to provide crucial actuarial expertise. This position requires meticulous attention to detail, exceptional problem-solving abilities, and a commitment to continuous professional development within the actuarial field. The ability to work independently, manage complex projects, and communicate technical findings clearly to both actuarial and non-actuarial stakeholders in a virtual environment is paramount. This is an outstanding opportunity to advance your actuarial career with a respected industry leader, enjoying the flexibility and convenience of a remote work arrangement. Join our client’s dedicated remote team and play a key role in their success.
Key Responsibilities:
Key Responsibilities:
- Develop and implement actuarial models for risk assessment and pricing.
- Analyze large datasets to identify trends and predict future outcomes.
- Calculate premiums, reserves, and policy values for various insurance products.
- Conduct experience studies and analyze claim data.
- Prepare reports and present actuarial findings to management.
- Ensure compliance with regulatory requirements and professional standards.
- Collaborate with cross-functional teams on product development and strategy.
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related quantitative field.
- Progress towards actuarial examinations (e.g., SOA or CAS exams) is highly desirable.
- Minimum of 2 years of experience in an actuarial role within the insurance industry.
- Proficiency in actuarial modeling software (e.g., SAS, R, Python, SQL, Prophet).
- Strong analytical, statistical, and problem-solving skills.
- Excellent written and verbal communication skills for remote interaction.
- Ability to work independently and manage multiple projects effectively.
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