4 jobs in Phoenix Capital Limited

Ø 
Sales and Business Development:
Identify and prospect potential clients among small-scale business owners.

Actively engage in sales activities to achieve loan disbursement targets.

Conduct marketing campaigns and promotional activities to attract new clients.

Ø 
Client Relationship Management:
Build and maintain strong relationships with existing and potential clients.

Provide personalized financial guidance to clients and assist in the loan application process.

Ø 
Loan Origination:
Assess the creditworthiness of clients and evaluate loan applications.

Collaborate with clients to complete necessary documentation for loan processing.

Ø 
Customer Education:
Educate clients on the benefits and terms of Zidisha's loan products.

Provide financial literacy training to clients to enhance their business management skills.

Ø 
Cross-selling and Upselling:
Identify opportunities to cross-sell additional financial products or services.

Promote loyalty and encourage clients to consider other offerings as their business grows.

Ø 
Compliance:
Ensure compliance with microfinance regulations, internal policies, and ethical standards.

Ø 
Loan Repayment Monitoring:
Monitor and track the repayment status of borrowers in a timely and efficient manner.

Implement strategies to reduce delinquency and ensure adherence to repayment schedules.

Ø 
Customer Engagement:
Establish effective communication channels with borrowers to provide support and address any concerns related to loan repayments.

Educate clients on the importance of timely repayments and the impact on their creditworthiness.

Ø 
Negotiation and Resolution:
Negotiate repayment plans with clients facing financial difficulties, ensuring a fair and mutually beneficial agreement.

Collaborate with clients to resolve any outstanding issues and provide assistance in finding viable solutions.

Ø 
Documentation and Reporting:
Maintain accurate and up-to-date records of all interactions with borrowers.

Generate regular reports on collections performance and provide insights to management for continuous improvement.

Ø 
Compliance and Policy Adherence:
Ensure compliance with microfinance regulations, internal policies, and ethical standards.

Contribute to the development and enhancement of collection policies and procedures.

Ø 
Customer Relationship Management:
Build positive and professional relationships with borrowers to enhance customer loyalty.

Collect feedback from clients to contribute to the improvement of our products and services.

Ø Delivery on customer care services.

Job Description: Accountant

Job Title: Accountant

Department: Finance & Accounts

Reports To: Finance Manager / Head of Finance

Location: PHOENIX CAPITAL LIMITED

Job Type: Full-time

Job Summary

We are seeking a detail-oriented and experienced Accountant to join our finance team at a credit-only financial institution. The successful candidate will be responsible for maintaining accurate financial records, preparing financial statements, ensuring compliance with regulatory requirements, and supporting internal and external audits. This role requires a strong understanding of credit operations, loan portfolios, and financial reporting standards applicable to non-deposit-taking institutions.

Key Responsibilities
Financial Reporting & Bookkeeping

• Prepare and maintain accurate financial records in compliance with IFRS and institutional policies.

• Reconcile general ledger accounts, including loan receivables, interest income, and provisions for credit losses.

• Generate monthly, quarterly, and annual financial statements.

• Assist in preparing budgets, forecasts, and variance analysis.

Loan Portfolio Accounting

• Track disbursements, repayments, and interest accruals for all credit facilities.

• Calculate and post entries for loan loss provisions based on institutional policies and regulatory guidance.

• Monitor aging of loans and support credit risk assessments.

Compliance & Regulatory Reporting

• Prepare statutory reports for regulatory bodies such as the Central Bank, Tax Authorities, or Financial Reporting Council.

• Ensure compliance with all applicable tax laws including PAYE, VAT, and withholding tax.

• Support preparation of annual financial statements for external audits.

Internal Controls & Process Improvement

• Enforce financial controls to safeguard institutional assets and ensure compliance.

• Participate in improving accounting systems, workflows, and internal control procedures.

• Provide timely financial insights to support decision-making.

Support Functions

• Liaise with internal departments such as credit and operations to ensure data accuracy.

• Assist with internal and external audits, providing requested documentation and clarifications.

• Manage and maintain proper documentation for all financial transactions.

Qualifications & Experience

• Bachelor's degree in Accounting, Finance, or related field.

• Professional certification (e.g., CPA, ACCA) is required.

• Minimum of 3–5 years of accounting experience, preferably in a financial institution or credit organization.

• Strong understanding of credit operations, IFRS, and financial reporting.

• Proficiency in QuickBooks

• Strong Excel skills and familiarity with financial modeling is a plus.

Key Competencies

• Attention to detail and high level of accuracy

• Strong analytical and problem-solving skills

• Excellent communication and interpersonal abilities

• Ability to meet tight deadlines and work under pressure

• Ethical, reliable, and able to maintain confidentiality

Preferred Skills

• Experience working in microfinance or credit-only institutions

• Knowledge of local regulatory frameworks governing financial institutions

If you meet the above qualifications, share your resume and cover letter with the title "ACCOUNTANT" to

 and copy

Role Description

This is a full-time hybrid role for a SALES AGENT - LOGBOOK LOAN located in NAIROBI COUNTY- BURUBURU OFFICE, Kenya.

The SALES AGENT will be responsible for day-to-day tasks related to sales and marketing of our LOGBOOK LOAN AND ASSET FINANCING products , customer service, Insurance Premium Financing , and training.

Qualifications

Strong communication and interpersonal skills

Excellent customer service abilities

Proven sales experience

Knowledge of insurance products and services

Training and coaching skills

Self-motivated and target-driven

Ability to work independently and under pressure to deliver monthly sales target.

Experience in the micro finance and insurance industry is a plus

NB : THOSE WITHIN NAIROBI COUNTY ARE HIGHLY ENCOURAGED TO APPLY

Email cv to :

WhatsApp :

Company Description

Phoenix Capital is a Micro Finance Company licensed in Kenya under the Company's Act.

Our products include LogBook Loans, Asset Financing , LPO Financing and civil servant Loans.